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20-22 Violet St, Providence, RI, 02908

6beds
3baths
2,735sqft
$695,000
$254price/sqft
$5,135/moest. monthly cost
$205,400/yrincome needed

About This Home

Charming multi-family home offering spacious living in the city of Providence in the Smith Hill neighborhood. This property is just minutes from downtown, restaurants, schools, and commuter routes. Features generous living space, off street parking, and flexible options for owner-occupants or investment income.

Getting Around

89
WalkingVery Walkable
52
TransitGood Transit
59
BikeBikeable

Schools

5/10
10/10
Classical High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block,Concrete Perimeter
  • Construction materials: Dry Wall,Plaster

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Microwave,Oven/Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Partially Finished,Common

Bathroom

  • Features: Bath w Tub, Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Plumbing (Copper),Plumbing (Mixed),Plumbing (PVC),Insulation (Unknown)
  • Flooring: Ceramic Tile,Hardwood,Laminate

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,733
  • Total interior livable area: 2,735 sqft

Property

Details

  • Attached to another structure: Yes

Features

  • Stories: 3
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 3,811 sqft

Parking

  • Total spaces: 7
  • Parking features: Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$375$4,500
Property Taxes $689$8,268
Electricity $557$6,684
Total$5,135$61,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,057/yr
40% on housing$154,050/yr
45% on housing$136,933/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 02908$243
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02908$276
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$695,000
2026-05-23Listed for sale$730,000
2018-07-27Sold$225,000

For Sale by Agent

AgentNancy Rojas
BrokerageMy Dream Home Realty

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