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12812 SW 243rd St, Homestead, FL, 33032

4beds
3baths
1,892sqft
$539,000
$285price/sqft
$3,674/moest. monthly cost
$146,960/yrincome needed

About This Home

Beautifully maintained corner-unit townhome built in 2023 featuring 4 bedrooms, 3 full bathrooms, and a 1-car garage in Avalon Square. Functional floor plan with one bedroom and full bathroom on the first floor. Upgrades include vinyl flooring throughout the second level, upgraded kitchen appliances, a custom walk-in primary closet, built-in entertainment center, and a private fenced patio with pavers. The first-floor bathroom includes accessibility grab bars for added convenience. Corner-unit location provides added privacy and natural light. Conveniently located near major highways, shopping, dining, and schools. Move-in ready and ideal for homeowners or investors.

Getting Around

16
WalkingCar-Dependent
33
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

3/10
Coconut Palm K-8 AcademyGrades PK-80.4 mi
3/10
Homestead Senior High SchoolGrades PK,9-127.4 mi
5/10
Redland Middle SchoolGrades 6-83.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Closet Cabinetry,Pantry
  • Window features: Complete Panel Shutters/Awnings,Blinds
  • Flooring: Tile,Vinyl
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,136
  • Total interior livable area: 1,892 sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 3069230220340
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Patio & porch: Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Other

Parking

  • Total spaces: 1
  • Parking features: 2 Or More Spaces,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$389$4,668
Property Taxes $363$4,356
Electricity $197$2,366
Total$3,674$44,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,965/yr
40% on housing$110,220/yr
45% on housing$97,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 33032$249
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33032$279
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$539,000
2023-06-24Listing removed--
2023-06-20Price change$508,990
2023-06-17Listed for sale$503,990

For Sale by Agent

AgentDiana Barco
BrokerageBHHS EWM Realty

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