105 White St, Defuniak Springs, FL, 32435
About This Home
This move-in ready home is a rare find--a newer build located in a sought-after neighborhood, about a mile from the Lake Yard and vibrant Baldwin Avenue, where you'll find local shops, eateries, and entertainment. Built in 2023, this beautifully maintained Craftsman-style home combines charm, comfort, and smart upgrades throughout. Step inside to find an open layout with new ceramic tile in all wet areas and laminate flooring throughout the rest of the home (installed April 2025). The kitchen features granite countertops with undermount sinks, shaker-style cabinets, and a full suite of stainless and black appliances.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2023
Materials
- Foundation: Slab
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range Hood,Refrigerator,Washer
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 100
- Dimensions: 10 x 10
Bedroom
- Level: First
- Area: 90
- Dimensions: 10 x 9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air
Features
- Tray Ceiling(s),Pantry
- Window features: Hurricane Shutters
- Common walls with other units/homes: No Common Walls
Garage
- Level: First
- Area: 190
- Dimensions: 19 x 10
Great Room
- Level: First
- Area: 340
- Dimensions: 20 x 17
Interior Area
- Total structure area: 1,163
- Total interior livable area: 1,163 sqft
Kitchen
- Level: First
- Area: 168
- Dimensions: 12 x 14
Master Bedroom
- Level: First
- Area: 180
- Dimensions: 15 x 12
Property
Details
- Parcel number: 363N19190000210010
- Zoning description: City
- Other equipment: TV Antenna
Features
- Stories: 1
- Exterior features: Private Yard,Rain Gutters
- Fencing: Chain Link,Partial
Lot
- Lot size: 0.26 Acres
- Features: Survey Available
- Lot size dimensions: 99.97 x 107 x 100 x 110
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Walton County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $203 | $2,436 |
| Electricity | $197 | $2,366 |
| Total | $1,846 | $22,152 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $259,900 |
| 2025-10-03 | Listing removed | $289,000 |
| 2025-08-18 | Price change | $289,000 |
| 2025-08-05 | Listed for sale | $299,000 |
| 2023-08-11 | Sold | $245,000 |
| 2023-06-02 | Pending sale | $247,000 |
| 2023-05-16 | Listed for sale | $247,000 |
| 2022-08-05 | Sold | $27,500 |
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