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103 Cross Creek Dr, Senatobia, MS, 38668

4beds
2baths
2,046sqft
$335,000
$164price/sqft
$2,294/moest. monthly cost
$91,760/yrincome needed

About This Home

Welcome to 103 Cross Creek Drive in Senatobia! This beautiful 4 bedroom, 2 bathroom home offers 2,046 square feet of thoughtfully designed living space on an impressive .74 acre lot. Inside, you will find an inviting open floor plan with hardwood flooring, abundant natural light, recessed lighting, and a cozy fireplace anchoring the living room. The kitchen features generous white cabinetry, granite countertops, stainless steel appliances, a large island with additional seating and workspace, and an adjoining dining area. The spacious primary suite includes a private bathroom with double sinks, a soaking tub, separate tiled shower, and ample closet space. An upstairs bonus room provides wonderful flexibility for a home office, game room, media room, or additional living area. Outside, the full brick exterior, covered back patio, wide driveway, and expansive yard offer plenty of space to relax, entertain, garden, or create the outdoor setup you have been dreaming about. With its comfortable layout, generous lot, and versatile living spaces, this home has so much to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
4/10
Senatobia Middle SchoolGrades 6-82.4 mi
5/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Gas Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Primary Downstairs,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),Metal Insulated
  • Window features: Blinds,Double Pane Windows,Screens,Shutters
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Dual

Interior Area

  • Total structure area: 2,046
  • Total interior livable area: 2,046 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 107260001164
  • Zoning description: Single Family Residential

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Rain Gutters
  • Waterfront features: None

Lot

  • Lot size: 0.76 Acres
  • Features: Landscaped
  • Lot size dimensions: 166.64 x 170

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Faces Side,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Drought
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters in Tate County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$234$2,808
Property Taxes $175$2,100
Electricity $192$2,304
Total$2,294$27,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,651/yr
40% on housing$68,820/yr
45% on housing$61,173/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 38668$146
Tate County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 38668$157
Tate County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$329,000
2026-07-24Listed for sale$335,000
2023-05-23Sold--
2023-04-16Pending sale$295,000
2023-04-11Price change$295,000
2023-03-03Listed for sale$300,000

For Sale by Agent

AgentKacie Campbell
BrokerageRE/MAX Realty Group

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