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96 Habersham Dr, Flagler Beach, FL, 32136

2beds
2baths
1,600sqft
$157,600
$99price/sqft
$1,243/moest. monthly cost
$49,720/yrincome needed

About This Home

This beautifully maintained 1,600 sq. ft. home offers a spacious split floor plan designed for comfortable living and effortless entertaining. Featuring 2 bedrooms plus a den, the home includes elegant French doors leading into the den, adding charm and flexibility for a home office or guest space. The large open-concept country kitchen is perfect for gathering, complete with a center island, oversized pantry, and plenty of cabinet space. Updated lighting and ceiling fans throughout the home add a fresh, modern touch, while abundant natural light creates a warm and inviting atmosphere. The spacious primary suite features a large walk-in closet and an ensuite bathroom with a relaxing garden tub and separate walk-in shower. The guest bathroom includes a full tub for added convenience. Additional highlights include water-resistant flooring throughout, vaulted ceilings, a generous living and dining area, and a laundry room located off the kitchen with access to an extra storage shed. The A/C was installed in 2024 for added peace of mind. Situated on a desirable corner lot, this home also offers a carport and a screened-in Florida room - the perfect place to enjoy the Florida lifestyle year-round. Plantation Oaks Residents have unlimited use of our beautiful clubhouse and all the amenities including a heated Olympic-Sized pool, hot tub, tennis/pickleball courts, shuffleboard, dog park and more. Our affordable monthly fee includes lawn mowing, edging at the driveway and street, we provide irrigation for the lawn, fertilize twice per year, curbside trash, bulk and recycle pick-up. The Cable package currently includes about 250+ channels, 3 HD receiver boxes, wireless modem and router. We are a pet friendly community with two fully fenced dog parks. Plantation Oaks is a gated land lease community with an attendant 24/7.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $796$9,552
Home Insurance *$151$1,812
Property Taxes $99$1,188
Electricity $197$2,366
Total$1,243$14,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,617/yr
40% on housing$37,290/yr
45% on housing$33,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 32136$230
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32136$286
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentAngela Morningstar
BrokeragePlantation Oaks Homes Sales

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