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16-382 Ainaloa Blvd, Kurtistown, HI, 96760

4beds
2baths
1,936sqft
$875,000
$452price/sqft
$5,572/moest. monthly cost
$222,880/yrincome needed

About This Home

4 Bed, 2 bath on 13 Acres! This beautiful home has a split floor plan with vaulted ceilings, modern recessed LED lighting and vinyl flooring throughout. Inside the kitchen is situated for entertainment with a great view of the living room and out the double glass sliding doors towards the huge 528sf lanai. There are granite countertops, stainless steel appliance, lots of cabinets and plenty of storage. The master bedroom has it's own door to the patio, a huge walk-in closet and a private bathroom with walk-in shower and water closet. There are 3 generously sized bedrooms with mirrored closet doors, built in shelves and a hall bath. AND solar hot-water and UV water filtration

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Range Hood,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Property

Details

  • Parcel number: 3160040600000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 13 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$270$3,240
Property Taxes $255$3,060
Electricity $623$7,481
Total$5,572$66,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,040/yr
40% on housing$167,160/yr
45% on housing$148,586/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 96760$218
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96760$390
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$875,000

For Sale by Agent

AgentByron D Matthews
BrokerageThe Hawaii Land Realty Corp

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