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11-3123 Plumeria St, Street, HI, 96771

4beds
3baths
1,232sqft
$475,000
$386price/sqft
$3,072/moest. monthly cost
$122,880/yrincome needed

About This Home

Great outdoor spaces! Well cared for and thoughtfully updated home on 2 acres. Adjacent 2 acres for extra enjoyment might be available. Lot strategically cleared for privacy and green living. Ready to live in! There are 3 bedrooms and a full bath on the main floor, accessible by a central hallway. A modern bath includes toilet with bidet attachment, a step-in tiled shower, large vanity and tiled floors. Floors are newer wood style, high traffic, luxury vinyl covered, and rooms tastefully accented with tropical woven mat material. The spacious kitchen is updated with newer appliances, a center island, and open to the large living area with a wall mounted air conditioner for comfort . Also a GAF attic fan with wireless phone app. Outdoor lanais on 3 sides are all well covered and protected from weather -- great places to enjoy the outdoors all year. A mid-hallway door leads to an under-house covered staircase to access spacious guest quarters at ground level under the main floor and is modern, convenient and comfortable, having its own private lanai. There's a hot tub in the carport, along with extra storage, and a utility room (washer/dryer, water pump, filtration, UV Filter, on demand hot water). An extra toilet, and an outdoor shower at the back of the carport. A new, small concrete slab is ready to put a small greenhouse on, and a large pavilion/shade structure has newly been added for outdoor enjoyment and growing plants. The home has many tasteful and discreet grips, ramps and features for differently abled persons, including wider main bathroom doorway. Also, there's a wired security system with 5 cameras - 4 stationary & one moveable. Photos have detailed descriptions . Landscaping plants too numerous to list here but a list is available. Among them: Vanilla bean, Grape, Lilikoi, Lychee, Avocado, Miracle berry, Sugar cane, Dragonfruit, Red Delicious apple, Orange,Tangerine

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-87.9 mi
3/10
Keaau High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave Hood,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/4 bathrooms: 2

Features

  • Flooring: Vinyl

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: 3110411470000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Gentle Slope

Lot

  • Lot size: 2 Acres
  • Features: Cleared,Grassy,Wooded

Parking

  • Total spaces: 2
  • Parking features: Covered,Detached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$228$2,736
Property Taxes $47$564
Electricity $396$4,760
Total$3,072$36,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,325/yr
40% on housing$92,160/yr
45% on housing$81,920/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 96771$280
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96771$355
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$475,000
2026-02-09Listed for sale$540,000
2019-02-07Sold$210,000

For Sale by Agent

AgentJeff Calley
BrokerageCorcoran Pacific Properties

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