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15-1801 Railroad Ave, Keaau, HI, 96749

4beds
2baths
1,364sqft
$515,000
$378price/sqft
$3,304/moest. monthly cost
$132,160/yrincome needed

About This Home

Nestled on a landscaped 1-acre lot, located just off Makuʻu Dr in Hawaiian Paradise Park, accessible from both paved Railroad Ave and 18th Ave, this well-cared-for home, with over 2,150 SqFt under roof, offers island-style living at an affordable price. A concrete driveway leading to the enclosed two-car garage and formal front entry welcomes you home. Inside, the open-concept floor plan seamlessly connects the spacious living, dining, and kitchen areas, enhanced by vaulted ceilings, vinyl and tile floors, and an abundance of natural light. The kitchen is appointed with stainless steel appliances- a french door refrigerator, gas range/oven, and overhead microwave, making it ideal for both everyday living and entertaining. New life-proof vinyl flooring just installed in all bedrooms! The primary suite has a walk-in closet. The ensuite bathroom has a custom tile shower, tub, vanity, and bidet. Two additional bedrooms and guest bathroom are conveniently located down the hall, while a dedicated office near the front entry provides the perfect space for working from home or flexibility for meeting other needs. Milgard windows throughout invite in refreshing trade wind breezes and natural light. Sliding glass doors open to a covered back lanai that extends to an additional concrete patio area with a charming gazebo—perfect for outdoor dining, gatherings, or enjoying the peaceful surroundings. Additional features include a designated indoor laundry area with washer and dryer, on-demand water heater, an extra refrigerator in the garage, a UV water filtration system, and two lockable storage sheds for all your tools and equipment. For added peace of mind, the home is equipped with a monitored security system through Alert Alarm, which may also provide a discount on homeowner’s insurance. This well-priced move-in ready property combines functionality, comfort, and the beauty of Hawaiʻi living in one exceptional package. Shown by appointment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Microwave Hood,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s)
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 1,364
  • Total interior livable area: 1,364 sqft

Property

Details

  • Parcel number: 3150241080000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Exterior features: Lighting
  • Topography of land: Fairly Level

Lot

  • Lot size: 1 Acres
  • Features: Dead End,Grassy,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$162$1,944
Property Taxes $99$1,188
Electricity $439$5,270
Total$3,304$39,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,280/yr
40% on housing$99,120/yr
45% on housing$88,106/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 96749$317
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96749$366
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$515,000
2017-04-11Sold$299,000
2015-12-02Sold$16,000

For Sale by Agent

AgentEllen DesJardins
BrokerageCOMPASS

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