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12-7059 Puulena St, Pahoa, HI, 96778

4beds
4baths
2,044sqft
$480,000
$235price/sqft
$3,776/moest. monthly cost
$151,040/yrincome needed

About This Home

Welcome to this stunning and versatile property, a licensed Short-Term Vacation Rental (STVR), offering endless possibilities for accommodation and rental potential. Boasting 4 bedrooms and 3 1/2 baths, this home has been thoughtfully designed to provide flexible living arrangements, making it an investment opportunity As you step inside, you'll find the main unit on multi levels. The lower level has 2 bedrooms and a full bath. A convenient interior stairwell leads you to the main living area, which showcases an inviting open concept design. The full kitchen is equipped with modern appliances and the living room is bathed in natural light thanks to the abundance of windows and showcases beautiful open beam ceilings. Slide open the glass doors, and you'll be greeted by the lanai, where you can relax and relish in the gentle tropical breezes. This outdoor oasis provides the perfect setting for enjoying your morning coffee or hosting gatherings with family and friends. Upstairs, a unique loft area awaits, accessed by a handcrafted spiral staircase. This versatile space can be utilized in various ways, including as an additional sleeping area for guests. The third bedroom is a private suite, complete with its own kitchenette and full bath. This self-contained unit provides privacy and convenience, making it an excellent option for guests seeking a more independent stay. Additionally, the fourth bedroom offers a private entrance and bath, currently utilized by the caretaker. This separate living space adds another layer of flexibility to the property. Property also includes a leased photo-voltaic system which provides savings on your monthly electrric bill. Beyond its versatile layout, this home is located in a desirable location, surrounded by the beauty of its tropical surroundings and proximity to Kahena Beach. ** Take a look at the property video to fully appreciate this home **

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-65.9 mi

Construction

Condition

  • Year built: 2009

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Vaulted Ceiling(s)
  • Flooring: Ceramic Tile,Laminate

Interior Area

  • Total structure area: 2,044
  • Total interior livable area: 2,044 sqft

Property

Details

  • Parcel number: 3120380350000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Has view: Yes
  • View description: Ocean Horizon,Sunrise
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Level

Lot

  • Lot size: 7,598 sqft
  • Features: Cleared,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire
Coastal Flooding

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$216$2,592
Property Taxes $475$5,700
Electricity $658$7,898
Total$3,776$45,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,462/yr
40% on housing$113,280/yr
45% on housing$100,693/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$243
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Listed for sale$480,000
2026-01-13Listing removed$499,000
2025-08-05Price change$499,000
2025-02-25Price change$525,000
2024-10-03Listed for sale$545,000
2024-03-19Listing removed$500,000
2023-12-03Price change$500,000
2023-07-21Listed for sale$525,000
2022-04-01Listing removed$510,000
2022-01-27Price change$510,000
2021-02-15Listed for sale$485,000
2019-12-12Listing removed$465,000
2019-01-01Listed for sale$465,000
2018-10-23Listing removed$550,000
2018-03-03Listed for sale$550,000
2007-05-22Sold$25,000

For Sale by Agent

AgentHoward Meguro
BrokerageColdwell Banker Island Properties - Hilo

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