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444 Kalapana Vacation Lf, Pahoa, HI, 96778

--beds
0baths
--sqft
$55,000
--price/sqft
$692/moest. monthly cost
$27,680/yrincome needed

About This Home

Ever want to get away from it all? This could be your opportunity! Off grid living with incredible views of the night skies and cool ocean breezes all day long. This cabin is built well giving you the head start to make it your home. What's included: Hotpoint propane stove 2 propane tanks Bluetti ac 180w power bank Generator 2500 w Champion Heavy duty extension cord Whirlpool mini fridge IBC water tank Starlink internet Countertop Ice Maker Extra Cinder Shovels This lot was also surveyed and the pins are visible.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-610.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3120120860000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 7,500 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Wildfire
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$24$288
Property Taxes $16$192
Electricity $374$4,497
Total$692$8,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,725/yr
40% on housing$20,760/yr
45% on housing$18,453/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$246
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$45,000
2026-08-03Listed for sale$55,000

For Sale by Agent

AgentChristopher Still
BrokerageSavio Realty Ltd. - Puna Office

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