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3956 Palmetto Dr, Lake Charles, LA, 70605

5beds
5baths
4,084sqft
$1,575,000
$386price/sqft
$10,776/moest. monthly cost
$431,040/yrincome needed

About This Home

Exceptional custom home located in the highly sought-after golf course community of Palmetto within Graywood Community—where “More life per square foot” defines a true “lifestyle experience.” Designed for both everyday living and elevated entertaining, this residence offers a seamless, flowing floor plan across 4,084 square feet. Perfectly positioned on a premium homesite, the property captures sweeping views of the golf course and Lake Matilda, creating a serene and visually striking backdrop. The kitchen opens effortlessly into the grand dining and living areas, establishing a cohesive, open-concept environment. The living room is anchored by a gas ambiance fireplace, creating a warm and refined focal point for gathering. The indoor-outdoor living design is a standout feature—anchored by a fully equipped outdoor kitchen that mirrors the quality of the interior and is enhanced by an integrated outdoor screening system and built-in speakers for year-round enjoyment. The outdoor porch is further elevated by a wood-burning fireplace, delivering a true resort-style atmosphere ideal for entertaining. The private primary suite is a retreat of its own, highlighted by custom woodwork and a boutique-style closet with high-end cabinetry. Upstairs, you’ll find a versatile loft/office space, a bonus room with built-in bunk beds, and two additional bedrooms—each with its own en suite bath. This home is thoughtfully outfitted with modern infrastructure and upgrades, including prewiring for a generator with automatic transfer switch, Sonos sound system, EV-ready garage, sprinkler system, and a full alarm system. An exceptional opportunity to own a true showpiece in one of Lake Charles’ premier communities—where luxury living meets lifestyle design. SHOWINGS BY APPOINTMENT ONLY Buyers Agents can earn a $15K fee by bringing a buyer that results in a sale satisfactory to the owner/seller.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 4,084 sqft

Property

Details

  • Parcel number: 01353548AAI

Features

  • Exterior features: Stucco,Brick,Cement / Concrete
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Tornado
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,964$95,568
Home Insurance *$1,888$22,656
Property Taxes $616$7,392
Electricity $308$3,705
Total$10,776$129,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$369,462/yr
40% on housing$323,280/yr
45% on housing$287,360/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 70605$158
Calcasieu Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70605$139
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$1,575,000
2026-03-24Listed for sale$1,650,000
2024-08-16Sold--
2024-07-06Pending sale$1,375,000
2024-06-05Listed for sale$1,375,000
2022-11-23Listing removed--
2022-10-14Listed for sale$1,250,000
2022-09-15Sold--

For Sale by Owner

AgentProperty Owner

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