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1998 Key Bay Trl #524, Kissimmee, FL, 34747

2beds
2baths
1,583sqft
$395,000
$250price/sqft
$2,715/moest. monthly cost
$108,600/yrincome needed

About This Home

Welcome home to this beautifully appointed 2 bedroom, 2 bath home located in the desirable Four Seasons at Orlando, a premier 55+ community just 15 minutes from Disney! This home sits on a premium corner lot overlooking serene wetlands, offering added privacy and peaceful views. The gourmet kitchen is a standout, featuring granite countertops, 42" cabinets, GE Profile appliances, gas range, in-wall electric oven/microwave, and counter-depth refrigerator (all appliances convey, including washer and dryer). Luxury vinyl flooring flows throughout the home, complemented by thoughtful upgrades such as a tankless gas water heater, water purification system, whole-house gutters, MyQ garage door opener, and an electric vehicle outlet in the garage. Enjoy indoor-outdoor living with an extended covered lanai accessed through triple French doors, perfect for relaxing or entertaining. The lanai also includes a gas line hookup, ideal for gas grill- no propane tank needed. The spacious primary suite offers an upgraded master shower with seating and frameless (trackless) shower doors. A dedicated office with french doors provides the ideal work or hobby space. Four Seasons at Orlando offers resort-style living with a clubhouse, on-site recreation director, adult and family pools, pickleball courts, games, and a full calendar of social events! HOA fees include lawn and shrub care, irrigation, mulching, termite bond, exterior painting, and roof replacement every 10+ years, allowing for truly low-maintenance living. This exceptional home combines luxury, convenience, and an active lifestyle schedule your private showing today!

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

9/10
Celebration SchoolGrades K-82.9 mi
4/10
Poinciana High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Freezer,Ice Maker,Microwave,Range,Refrigerator,Tankless Water Heater,Washer,Water Softener
  • Laundry features: Inside,Laundry Room

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Area: 99
  • Dimensions: 9x11

Dinette

  • Level: First
  • Area: 136
  • Dimensions: 17x8

Features

  • Built-in Features,Ceiling Fan(s),Open Floorplan,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,301
  • Total interior livable area: 1,583 sqft

Kitchen

  • Level: First

Living Room

  • Level: First
  • Area: 180
  • Dimensions: 15x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 192
  • Dimensions: 12x16

Property

Details

  • Parcel number: 152527357100015240
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Irrigation System,Rain Gutters
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 4,356 sqft
  • Features: Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Covered,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$271$3,252
Property Taxes $250$3,000
Electricity $197$2,366
Total$2,715$32,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,085/yr
40% on housing$81,450/yr
45% on housing$72,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 34747$218
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34747$229
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Price change$395,000
2022-10-28Pending sale$447,990
2022-10-03Listed for sale$447,990

For Sale by Agent

AgentAshley Pun
BrokerageDENIZ REALTY PARTNERS LLC

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