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40655 La Costa Cir E, Palm Desert, CA, 92211

1beds
1baths
821sqft
$279,000
$340price/sqft
$2,090/moest. monthly cost
$83,600/yrincome needed

About This Home

Experience elevated desert living in this beautifully updated, designer-furnished, fully turnkey condo located in the highly sought-after Palm Desert Resort Country Club. Every detail of this stunning home has been thoughtfully curated, blending comfort, style, and effortless resort living. At the heart of the home is a gorgeous open-concept kitchen featuring sleek quartz countertops, new stainless steel appliances, and an oversized breakfast bar perfect for casual dining or entertaining. The spacious living room impresses with soaring vaulted ceilings and flows seamlessly into the dining area, with sliding glass doors that open to a private patio creating the ideal indoor-outdoor lifestyle. Elegant tile flooring runs throughout the home, adding both style and durability. Retreat to the serene bedroom, complete with a plush king bed and direct patio access perfect for enjoying quiet mornings with coffee or relaxing under the desert sky. The nicely updated bathroom offers a spa-like experience with a large walk-in shower and modern, pristine finishes. Step outside to your private oasis, ideal for entertaining, BBQing, or simply taking in the peaceful surroundings. Residents enjoy an exceptional array of resort-style amenities - Championship 18-hole golf course, 28 pickleball courts at the desert's premier pickleball destination, Tennis, 20 sparkling pools & spas, Clubhouse with on-site dining, Vibrant calendar of social events and activities. The HOA includes cable TV & WiFi. Additional features include a queen sleeper sofa in the living room, making the space perfect for guests. Best of all, this home is truly Turnkey featuring a fully stocked kitchen, linens, housewares, TVs, decor, artwork, accessories & more. Just bring your suitcase and start enjoying. Whether you're looking for a full-time residence, seasonal escape, or a high-performing vacation rental investment, this property delivers the ultimate desert lifestyle where relaxation, recreation, and luxury come together seamlessly.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Palm Desert High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Clay

Type & Style

  • Home type: Condo
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Barbeque,Dishwasher,Dryer,Disposal,Exhaust Fan,Microwave,Washer,Refrigerator,Range/Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-Ins,Ceiling Fan(s)
  • Flooring: Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 821
  • Total interior livable area: 821 sqft

Kitchen

  • Features: Open to Family Room

Property

Details

  • Parcel number: 632190002
  • Attached to another structure: Yes
  • Zoning: R112M
  • Special condition: Standard

Features

  • Levels: One,Single Level
  • Stories: 1
  • Entry location: Foyer
  • Pool features: Heated,Community
  • Patio & porch: Covered,Slab,Patio,Tile
  • Spa features: Community,Heated,Hot Tub
  • Has view: Yes
  • View description: Park/Greenbelt,Mountain(s),Panoramic
  • Waterfront features: None

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$90$1,080
Property Taxes $192$2,304
Electricity $398$4,786
Total$2,090$25,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,657/yr
40% on housing$62,700/yr
45% on housing$55,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 92211$280
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92211$310
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$299,000
2026-03-25Listing removed$305,000
2026-02-24Price change$305,000
2026-01-10Price change$320,000
2025-11-26Listed for sale$324,500
2025-11-25Listing removed$324,500
2025-10-28Price change$324,500
2025-08-21Listed for sale$335,000
2025-08-21Contingent$335,000
2025-07-01Price change$335,000
2025-05-24Listed for sale$345,000

For Sale by Agent

AgentVictoria Silver
BrokerageEquity Union

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