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1140 Lochaven Cir #10B, Hillsdale, MI, 49242

2beds
2baths
1,768sqft
$473,900
$268price/sqft
$3,229/moest. monthly cost
$129,160/yrincome needed

About This Home

This unit is now complete and move in ready! It sits on a crawl space and has a screened in deck, Stone fireplace in the family room, dropped floor in master bath shower, Cambria countertops throughout and ceiling fans. This company makes no warranty about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and taxes could change for the buyer after a closed transaction.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Davis Middle SchoolGrades 5-81.4 mi
5/10
Hillsdale High SchoolGrades 9-121.5 mi
4/10
Gier Elementary SchoolGrades K-42.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,768
  • Total interior livable area: 1,768 sqft

Property

Details

  • Parcel number: 3007260001020

Features

  • Stories: 1
  • Patio & porch: Scrn Porch

Lot

  • Features: Recreational
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Hillsdale County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,396$28,752
Home Insurance *$282$3,384
Property Taxes $359$4,308
Electricity $192$2,314
Total$3,229$38,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,708/yr
40% on housing$96,870/yr
45% on housing$86,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 49242$153
Hillsdale County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 49242$139
Hillsdale County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-03Price change$474,900
2022-09-21Listed for sale$486,725

New Construction

AgentDarin W Spieth
BrokerageSpieth & Satow Auctions & Real Estate

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