




10767 Penny Gale Loop, San Antonio, FL, 33576
About This Home
One or more photo(s) has been virtually staged. Owner Financing available!!! 10767 Penny Gale Loop — Where Every Day Feels Like Coming Home to Vacation There’s a certain feeling you get the moment you arrive at something warm, welcoming, and unmistakably special. This beautifully appointed 3-bedroom, 3-bathroom home sits in the heart of Mirada, a community built around connection, comfort, and the joy of everyday living. Just beyond your doorstep lies the iconic 15-acre Mirada Lagoon, the largest in the nation. It’s more than an amenity—it’s a lifestyle. Mornings can begin with your toes in the sand, afternoons spent kayaking or paddleboarding across crystal-blue water, and evenings unwinding beneath the glow of sunset. The lagoon’s sandy shores, swim-up areas, cabanas, water slides, splash park, and floating obstacle course create a place where families laugh, friends gather, and memories come easily. Mirada’s charm extends far beyond the water. Scenic multi-modal paths, nature trails, a playground, and a dedicated dog park invite you to slow down, breathe deeply, and enjoy the outdoors. And with State Road 52 just outside the community and I-75 only five minutes away, you’re close to downtown Tampa while still wrapped in the calm of a peaceful suburban retreat. A Community That Feels Like Its Own Little World The Market at Mirada brings convenience right to you, with a Publix, shops, and restaurants just moments away. When you’re ready to explore, The Grove, Wiregrass Mall, Tampa Premium Outlets, and countless dining options are all within a short drive. For a touch of small-town charm, historic Downtown Dade City offers quaint boutiques and cozy local eateries. A Place Designed for Connection Whether you’re joining neighbors for events on the lagoon’s event lawn, taking a sunset golf cart ride, or play at the tot lots, Mirada makes it easy to feel part of something bigger.
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Other
- Builder model: Darwin
- Builder name: D.R. Horton
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Room,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 104
- Dimensions: 13x8
Features
- Open Floorplan,Walk-In Closet(s)
- Flooring: Carpet,Ceramic Tile
Great Room
- Level: First
- Area: 210
- Dimensions: 14x15
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,468
- Total interior livable area: 1,961 sqft
Kitchen
- Level: First
- Area: 195
- Dimensions: 13x15
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 224
- Dimensions: 14x16
Property
Details
- Parcel number: 15 25 20 0020 02100 0400
- Zoning: MPUD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Pool features: Other
- Exterior features: Irrigation System
Lot
- Lot size: 5,592 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,749 | $20,988 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $379 | $4,548 |
| Electricity | $197 | $2,368 |
| Total | $2,469 | $29,628 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Price change | $379,900 |
| 2026-02-03 | Listed for sale | $383,000 |
| 2024-10-14 | Listing removed | $2,400 |
| 2024-05-03 | Listing removed | -- |
| 2024-02-13 | Listed for rent | $2,400 |
| 2023-04-11 | Listing removed | -- |
| 2023-04-07 | Price change | $2,100 |
| 2023-03-17 | Listed for rent | $2,500 |
| 2023-03-13 | Sold | $382,990 |
| 2022-10-20 | Pending sale | $382,990 |
| 2022-10-13 | Price change | $382,990 |
| 2022-10-10 | Price change | $392,990 |
| 2022-09-14 | Listed for sale | $399,990 |
