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75-5450 Nalo Meli Dr, Holualoa, HI, 96725

3beds
2baths
1,840sqft
$2,327,500
$1,265price/sqft
$13,382/moest. monthly cost
$535,280/yrincome needed

About This Home

Rarely does a property like this become available in Kona Uplands. Blending brand-new contemporary construction with a fully established tropical farm, this extraordinary 5-acre estate offers a lifestyle nearly impossible to recreate in West Hawaiʻi. Surrounded by lush agricultural beauty in the heart of Kona’s prime coffee-growing region, the property features over 800 tropical fruit trees across mostly level, usable acreage, creating a true farm-to-table island lifestyle. Many of the trees are already beginning to produce, and the orchard is managed through a sophisticated computerized inventory system. The newly built residence showcases clean contemporary design and seamless indoor-outdoor living. Enjoy spectacular ocean views and Kona sunsets from the expansive covered lanai and additional covered outdoor entertaining areas, perfectly positioned to capture Kona’s ideal climate. Situated at a comfortable elevation in Kona Uplands, the property benefits from cooler temperatures while still being just minutes from Kailua-Kona town, beaches, dining, and shopping. Agricultural infrastructure is already in place, including fenced livestock areas with sheep and goats, beekeeping structures capable of supporting up to 20 hives (7 currently active), a lilikoi trellis system, a structure for goats, and additional structures suitable for chickens or other farm uses. The land benefits from Kona’s natural rainfall, eliminating the need for irrigation. Additional features include a detached 990 sq ft multi-use structure ideal for a workshop, garage, yoga studio, or art space. The roof of this additional structure is designed to accommodate solar panels capable of powering the main house, and an empty underground conduit has already been installed connecting the structure to the home for a future solar system. The property also includes an attached garage with epoxy flooring and built-in cabinetry, full Cat-6 wiring throughout the home, and is offered fully furnished.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
7/10
4/10
Kealakehe High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Indoor Grill,Microwave,Range,Range Hood,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,840
  • Total interior livable area: 1,840 sqft

Property

Details

  • Parcel number: 3750011580000
  • Zoning: A-5A
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Fencing: Stone
  • Has view: Yes
  • View description: Ocean,Ocean Horizon,Sunset
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Hilly

Lot

  • Lot size: 5.00 Acres
  • Features: Farm

Parking

  • Parking features: Attached,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire
Landslide

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,769$141,228
Home Insurance *$343$4,116
Property Taxes $678$8,136
Electricity $592$7,110
Total$13,382$160,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$458,811/yr
40% on housing$401,460/yr
45% on housing$356,853/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,265This listing

vs Other Active Listings

Avg $/sqft

ZIP 96725$814
Hawaii County$494

vs Homes Sold Last Month

Median $/sqft

ZIP 96725$670
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$2,450,000

For Sale by Agent

AgentBlake C Kessner
BrokerageKnutson & Associates

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