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6557 Forest Bay Ave, Gulf Breeze, FL, 32563

4beds
2baths
1,786sqft
$415,000
$232price/sqft
$2,818/moest. monthly cost
$112,720/yrincome needed

About This Home

Welcome to 6557 Forest Bay Ave., where modern style meets easy one-level living! Built in 2022, this beautifully maintained 1,786 square foot home offers 4 bedrooms and two full baths, thoughtfully designed for both everyday comfort and entertaining. The spacious open floor plan features Luxury Vinyl Plank flooring throughout, creating a seamless, low maintenance living space. The private primary suite provides a relaxing retreat with its own on suite bath, while three additional bedrooms offer flexibility for family, guests, or a home office. Situated on a large corner lot, the backyard is a blank canvas with endless possibilities- Create your dream outdoor kitchen, add a pool, build a garden, or design the perfect play space. There's plenty of room to make it your own. If you're looking for a move in ready home that combines modern construction, stylish finishes, and abundant outdoor potential, this home is for you and you won't want to miss it!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
6/10
5/10
Navarre High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Craftsman
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal,Double Oven,Microwave,Self Cleaning Oven,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Baseboards,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Double Pane Windows,Blinds
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,ENERGY STAR Qualified Heat Pump
  • Cooling features: Heat Pump,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 1,786
  • Total interior livable area: 1,786 sqft

Kitchen

  • Level: First
  • Area: 226.06

Master Bedroom

  • Level: First
  • Area: 164.97

Property

Details

  • Parcel number: 162s27125800a000230
  • Attached to another structure: Yes
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Fire Pit,Lawn Pump,Rain Gutters
  • Fencing: Back Yard

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Sprinkler

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Front Entrance
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$158$1,896
Property Taxes $365$4,380
Electricity $197$2,366
Total$2,818$33,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,617/yr
40% on housing$84,540/yr
45% on housing$75,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 32563$230
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32563$226
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$415,000
2022-12-23Sold$370,400
2022-08-31Pending sale$366,900

For Sale by Agent

AgentAshley Ormsby
BrokerageLevin Rinke Realty

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