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3 Cerrito De Baca Rd, Ojo Caliente, NM, 87549

5beds
4baths
3,846sqft
$730,000
$190price/sqft
$4,524/moest. monthly cost
$180,960/yrincome needed

About This Home

Stunning custom home on 3.89 acres in a private, gated community, offering over 3,800 square feet of thoughtfully designed living space, breathtaking views, new stucco, and exceptional upgrades throughout! Ideally located with an easy commute to Santa Fe or Los Alamos, this one-of-a-kind property blends comfort, efficiency, and Southwest-inspired design. The home is uniquely aligned with the sun to optimize energy efficiency through the changing seasons, enhancing both sustainability and year-round comfort. A dramatic entry through an oversized custom front door opens to the heart of the home, where 14-foot vaulted ceilings and an expansive open-concept living area create a sense of scale and warmth. The living room is designed for both relaxation and entertainment, featuring a pre-wired 7.1 surround sound system with Klipsch in-ceiling speakers. The kitchen is both functional and inviting, with stainless steel appliances, gas cooking, thick granite countertops, and custom knotty alder cabinetry, complemented by a matching dining set. Throughout the home, epoxy-coated, acid-stained concrete floors pair beautifully with in-floor radiant heating for a seamless blend of durability and comfort, while central air conditioning adds year-round climate control. The spacious primary suite is positioned on the south side of the home to capture natural light and sweeping landscape views. The en suite bath features a jetted soaking tub, walk-in shower with dual showerheads, and dual vanities. Two separate bedroom wings extend from the main living area, each offering two bedrooms connected by a full bathroom—ideal for guests, household flexibility, or multigenerational living. A dedicated office provides a quiet and functional work-from-home space. Outdoor living is equally impressive, highlighted by a 1,920-square-foot covered portal—perfect for taking in expansive sunset views and enjoying the surrounding high desert landscape. The fully fenced property is thoughtfully xeriscaped for low maintenance and accommodates a variety of lifestyles, with room for pets and a horse. The four-car garage is a true standout, designed with both function and versatility in mind. Heated and generously sized, it includes a workshop area, built-in hoist, half bath, in-ceiling Klipsch speakers, and a 220V outlet suitable for welding or EV charging. Recently updated with new stucco (March 2026), this exceptional property offers a rare combination of space, privacy, and high-end features in a serene Northern New Mexico setting. Schedule your private showing today and experience the space, views, and craftsmanship this remarkable property has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

3/10
5/10
6/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Microwave,Refrigerator,Water Softener,Water Heater,Water Purifier,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • No Interior Steps
  • Flooring: Concrete
  • Number of fireplaces: 1
  • Fireplace features: Pellet Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water,Pellet Stove,Radiant Floor
  • Cooling features: Central Air,Refrigerated

Interior Area

  • Total structure area: 3,846
  • Total interior livable area: 3,846 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 1044129400480
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Horses can be raised: Yes
  • Living area range: 3,001-4,000

Lot

  • Lot size: 3.89 Acres

Parking

  • Total spaces: 10
  • Parking features: Attached,Direct Access,Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Drought
Winter Weather

FEMA Declared Disasters in Rio Arriba County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$427$5,124
Property Taxes $133$1,596
Electricity $273$3,281
Total$4,524$54,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,108/yr
40% on housing$135,720/yr
45% on housing$120,640/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 87549$201
Rio Arriba County$711

vs Homes Sold Last Month

Median $/sqft

ZIP 87549$193
Rio Arriba County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$775,000
2025-11-07Listing removed$775,000
2025-09-21Price change$775,000
2025-05-02Price change$799,000
2025-01-09Price change$825,000
2024-11-12Listed for sale$850,000
2023-09-01Listing removed--
2023-07-06Price change$899,000
2023-02-28Price change$995,000
2022-09-26Listed for sale$1,050,000
2022-08-22Listing removed--
2022-07-17Price change$1,279,000
2022-04-25Listed for sale$1,299,000

For Sale by Agent

AgentRyan D. Maupin
BrokerageRE MAX First

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