754 Sherman Ave #B, Panama City, FL, 32401
About This Home
This is a rare opportunity for a 3 bedroom under $200k in the heart of town. Please note this listing is for Unit B only, as the entire duplex is currently listed for $400k. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in 2019--including roof, siding, HVAC systems, and more. This unit is perfect for a primary residence or investment as Unit A was previously leased for $1,695/month. It has a paved private driveway as well as a patio space and back yard. Come check it out today!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Duplex
- Property subType: Duplex,Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven
Bedroom
- Level: Second
- Dimensions: 14 x 11
Bedroom
- Level: Second
- Dimensions: 13 x 11
Bedroom
- Level: Second
- Dimensions: 10 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Interior Steps
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,317
- Total interior livable area: 1,317 sqft
Property
Details
- Parcel number: 16119000000
- Attached to another structure: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Open,Porch
- Exterior features: Patio
Lot
- Lot size: 4,125 sqft
- Lot size dimensions: 25 x 165
Parking
- Parking features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $93 | $1,116 |
| Electricity | $197 | $2,366 |
| Total | $1,379 | $16,548 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed for sale | $199,900 |
| 2026-02-27 | Listed for rent | $1,595 |
| 2026-01-22 | Listing removed | $1,650 |
| 2025-11-04 | Price change | $1,650 |
| 2025-10-07 | Listed for rent | $1,695 |
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