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98-1032 Moanalua Rd APT 3-305, Aiea, HI, 96701

2beds
2baths
778sqft
$389,000
$500price/sqft
$2,513/moest. monthly cost
$100,520/yrincome needed

About This Home

2-bedroom unit with amenities like a community pool, BBQ area, and one covered parking. top-floor townhouse condominium located at 98-1032 Moanalua Road in the Pearl Ridge Gardens & Tower complex in Aiea, Hawaii. This fee-simple property offers a spacious 2-bedroom, 2-bathroom layout spanning exactly 778 square feet of single-level living space. This townhouse structure features its own private, in-unit washer and dryer hookups. $139.63 is loan assessment and $15.90 is electricity-common area.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
8/10
Aiea Intermediate SchoolGrades 7-81.1 mi
6/10
Aiea High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Good Condition,Updated/Remodeled
  • Year built: 1976

Materials

  • Construction materials: Concrete

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Single Living Level
  • Flooring: Ceramic Tile,Laminate

Interior Area

  • Total structure area: 778
  • Total interior livable area: 778 sqft

Property

Details

  • Parcel number: 1980390030049
  • Zoning description: 12 - A-2 Medium Density Apartme
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City,Garden

Parking

  • Total spaces: 1
  • Parking features: Assigned,Covered,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Earthquake
Inland Flooding

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$73$876
Property Taxes $100$1,200
Electricity $374$4,497
Total$2,513$30,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,160/yr
40% on housing$75,390/yr
45% on housing$67,013/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 96701$505
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96701$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$389,000

For Sale by Agent

AgentSophia Lee
BrokerageKeller Williams Honolulu

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