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6968 Merle Ct, New Market, MD, 21774

4beds
3baths
3,124sqft
$748,900
$240price/sqft
$5,129/moest. monthly cost
$205,160/yrincome needed

About This Home

Rare opportunity for main level living in Lake Linganore! This practically new Ryan Homes Palladio Ranch offers the highly sought-after open floorplan with elevated finishes throughout. The heart of the home is a gourmet kitchen designed to impress, featuring expansive countertop space, gas cooking, stainless steel appliances, two separate ovens, and a large pantry. The kitchen flows seamlessly into the dining area and spacious living room, where a stunning stone fireplace creates the perfect setting for both entertaining and everyday comfort. Enjoy seasonal views of the lake and peaceful wooded surroundings right from your back porch and or backyard- offering privacy and natural beauty year-round. The partially finished walkout basement adds incredible flexibility with a large carpeted recreation area, ideal for a game room, home gym, or additional living space. You’ll also find a fourth bedroom, third full bath, and a generous storage area with durable vinyl flooring. Located in the highly desirable Lake Linganore community, residents enjoy resort-style amenities including private lakes, sandy beaches, multiple pools, scenic trails, playgrounds, pickleball and tennis courts, plus year-round community events. Conveniently located near major commuter routes including I-70 and I-270, this home offers easy access to surrounding areas while still enjoying the tranquility of lake living. Just minutes from shopping, dining, and Downtown Frederick, this home truly delivers the perfect blend of main level living, modern convenience, and scenic lifestyle.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Blue Heron ElementaryGrades K-50.2 mi
8/10
New Market Middle SchoolGrades 6-83.1 mi
7/10
Linganore High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Stone

Other

  • Builder model: PALLADIO RANCH
  • Builder name: Ryan Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Open Floorplan,9'+ Ceilings
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Stone
  • Fireplace: Yes
  • Finished area below ground: 1,157
  • Finished area above ground: 1,967

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,848
  • Total interior livable area: 3,124 sqft

Kitchen

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Other

  • Level: Lower

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Lower

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1127601142
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 9,357 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,786$45,432
Home Insurance *$164$1,968
Property Taxes $781$9,372
Electricity $398$4,776
Total$5,129$61,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,851/yr
40% on housing$153,870/yr
45% on housing$136,773/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 21774$224
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21774$229
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$749,900
2026-04-25Listing removed$769,000
2026-04-13Listed for sale$769,000
2026-03-31Contingent$769,000
2026-03-23Listed for sale$769,000
2022-02-11Sold$732,115

For Sale by Agent

AgentCara Via
BrokerageCharis Realty Group

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