




12494 Lower Monterey Cir, Blue Ridge Summit, PA, 17214
About This Home
Nestled within the historic Lower Monterey Circle, where grand summer homes once welcomed generations of Washington and Baltimore families escaping to the cool mountain air, this extraordinary residence continues that legacy of elegance, hospitality, and timeless craftsmanship. Rich in history and beautifully preserved, this remarkable home offers the rare opportunity to become part of the enduring story of Monterey! Featuring eight spacious bedrooms, four full bathrooms, one half bath and a flexible bonus room that can easily serve as a ninth bedroom, executive home office, library, or hobby room, this stately residence offers exceptional space for family, guests, or multi-generational living. Designed for both grand entertaining and comfortable everyday living, the thoughtfully crafted floor plan offers an elegant formal living room and a separate sitting room, each anchored by its own fireplace, creating warm and inviting spaces for gathering or quiet relaxation. The formal dining room is ideal for hosting holidays and dinner parties, while the adjoining butler's pantry adds both charm and functionality. A spacious mudroom, conveniently paired with the main-level laundry and half bath, provides the everyday practicality today's homeowners appreciate. Throughout the home, timeless craftsmanship shines through with generous room sizes, abundant natural light, original architectural details, and an atmosphere that simply cannot be replicated in today's construction. One of the home's most captivating features is the expansive wraparound porch, where breathtaking mountain views and cool summer breezes create the perfect setting for morning coffee, afternoon conversations, or evenings spent taking in the peaceful surroundings. Whether entertaining guests or simply enjoying the serenity of the mountains, this outdoor living space is truly an extension of the home. Thoughtfully updated with a new HVAC system and an updated wraparound porch, this home seamlessly blends modern comfort with historic elegance, offering today's conveniences while preserving the architectural character that makes Monterey so special. Located near the Monterey Country Club, you'll enjoy convenient access to one of the area's most historic golf destinations. The scenic golf course is open to the public, while club membership offers additional amenities including dining, swimming, tennis, social events, and a vibrant community atmosphere. Outdoor enthusiasts will appreciate being only minutes from Liberty Mountain Resort, offering year-round recreation including skiing, snowboarding, golf, mountain biking, and scenic adventures. Steeped in Civil War history, the home is also ideally situated near the historic Monterey Pass Battlefield, placing history, hiking trails, and breathtaking mountain scenery right outside your door. Despite its peaceful mountain setting, the property remains conveniently located to Gettysburg, Frederick, Hagerstown, and the greater Washington and Baltimore metropolitan areas. This is more than a beautiful historic home—it is a lifestyle. Offering timeless architecture, extraordinary living spaces, modern updates, breathtaking mountain views, and a setting rich in history and natural beauty, this is historic living without compromise.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Main Level
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Rear Entrance
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Breakfast Area,Butlers Pantry,Built-in Features,Crown Molding,Double/Dual Staircase,Entry Level Bedroom,Floor Plan - Traditional
- Flooring: Wood
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 0
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 0
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 230Q14Q032.000000
- Zoning: R
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 1.20 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $268 | $3,216 |
| Property Taxes | $536 | $6,432 |
| Electricity | $224 | $2,692 |
| Total | $4,188 | $50,256 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-03 | Listed for sale | $625,000 |
For Sale by Agent
