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92-8621 King Kamehameha Blvd, Captain Cook, HI, 96704

1beds
2baths
672sqft
$340,000
$506price/sqft
$2,369/moest. monthly cost
$94,760/yrincome needed

About This Home

Welcome Home! Built in 2021, this thoughtfully designed 1 bed / 2 bath home in Hawaiian Ocean View Estates offers a perfect blend of comfort, function, and modern island living. The open kitchen features quartz countertops, stainless steel appliances, and soft-close cabinetry. Cordless cellular window shades add a clean, contemporary touch throughout. Enjoy breezy afternoons on the screened-in lanai, surrounded by mature trees that offer privacy and a lush backdrop. The property includes a detached 2-car garage with its own full bathroom and separate laundry room — an ideal setup for conversion to guest quarters, an office, or hobby space. A covered carport adds convenience, and a 40' shipping container has been converted into a fully equipped workshop. The landscaped yard features a fruiting avocado tree, papaya, banana, dragon fruit, hibiscus, and ti plants. Take in ocean and coastline views, including colorful sunsets, from this well-kept property. Power is underground from the street, wastewater is septic, and water is supplied via catchment system (with ultraviolet filtration and solar-assisted hot water). The home comes fully furnished (excluding refrigerator) and includes a riding mower for easy maintenance. This property offers a rare mix of modern comfort, self-sufficiency, and island charm — move-in ready and beautifully maintained. Convenience is key with nearby essential amenities! Just a short drive away, you'll find gas stations, grocery stores, shopping centers, a hardware store, propane/tool rentals, local restaurants, a Post Office, and an auto parts store, ensuring all your daily needs are met with ease.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-612.2 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1230.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Double Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave Hood,Range,Washer
  • Laundry features: Front Load

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Enclosed Lanai

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Property

Details

  • Parcel number: 3921020720000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Fencing: Wood
  • Has view: Yes
  • View description: Coastline,Ocean,Ocean Horizon,Sunset
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Fairly Level,Graded,Terraced

Lot

  • Lot size: 1.00 Acres
  • Features: Grassy,Interior Lot,Landscaped,Wooded

Parking

  • Total spaces: 3
  • Parking features: Covered,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$177$2,124
Property Taxes $99$1,188
Electricity $374$4,497
Total$2,369$28,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,222/yr
40% on housing$71,070/yr
45% on housing$63,173/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$506This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$352
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-08Listed for sale$340,000
2022-04-22Sold$310,000
2022-03-11Contingent$325,000
2022-02-18Listed for sale$325,000
2022-02-16Contingent$325,000
2022-01-14Price change$325,000
2021-12-16Listed for sale$350,000

For Sale by Agent

AgentEric D. McDermott
BrokerageH. Mc Kee Realty, Inc.

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