20147 Cove Pl, Fort Pierre, SD, 57532
About This Home
Seller offering $7,000 buyers credit~wow!! 5.31 acres overlooking Lake Oahe. This custom built home was meticulously designed to be both functionall & therapeutic. One floor has all new furniture/beds and a 3/4 bathroom. Upstairs enjoy an open kitchen with plenty of sitting. On top of the lighthouse~Enjoy the views both day and night. It is located next to the Chantier Creek boat dock.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Construction materials: Cement Board,Cement Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Microwave,Dryer,Range,Washer,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Window features: Window Coverings
- Flooring: Carpet,Other
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 956
- Total interior livable area: 956 sqft
Property
Features
- Levels: 2-Story
- Has view: Yes
Lot
- Lot size: 5.31 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
- Drought
- Hail
- Lightning
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Stanley County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,410 | $16,920 |
| Home Insurance | $154 | $1,848 |
| Property Taxes | $258 | $3,096 |
| Electricity | $146 | $1,755 |
| Total | $1,968 | $23,616 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-24 | Listed for sale | $279,000 |
| 2025-10-24 | Pending sale | $279,000 |
| 2025-08-08 | Listed for sale | $279,000 |
| 2025-08-02 | Listing removed | $320,000 |
| 2024-08-30 | Listed for sale | $320,000 |
| 2021-03-26 | Sold | $179,000 |
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