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84-816 Maiola St #40, Waianae, HI, 96792

3beds
2baths
1,306sqft
$1,399,000
$1,071price/sqft
$8,224/moest. monthly cost
$328,960/yrincome needed

About This Home

Incredible Active Legal Short Term Rental in a Gated Resort Community just 4 minutes from Makaha Beach! The Cottages at Mauna‘Olu, tucked in Makaha Valley, has a Security Gate Entry to a Hawaiian Tropical Paradise! Newly built 3-bedroom, 2-bath single-level home is ideal as your Primary Residence, Vacation Retreat, or Income Producing STVR Investment. Enjoy this rare open-concept layout with high ceilings, modern floor plan and split A/Cs throughout. The spacious kitchen features stainless steel appliances, quartz countertops and a large island that opens to the dining & living area. Perfect for entertaining, the sliding door from the kitchen leads to your private, fully fenced backyard with the beautiful backdrop of the Pu‘u Kea‘au mountain range. Owners & guests enjoy access to resort-like amenities including a Pool, Jacuzzi, Gym & Recreation Entertaining Area with tons of space for memories to be created! Minutes to Makaha Beach, hiking, great local eateries and a pleasant ocean-lined drive to Ko Olina, Aulani Disney Hotel, Marriott, Four Seasons & the bustling city of Kapolei, your gateway to Hawaii luxury & lifestyle awaits!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Makaha Elementary SchoolGrades PK-61.6 mi
2/10
1/10
Waianae High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Double Wall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Carpet,Vinyl

Interior Area

  • Total structure area: 1,306
  • Total interior livable area: 1,306 sqft

Property

Details

  • Parcel number: 1840291500040
  • Zoning description: 21 - Resort District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Landscaping
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Mountain(s),Sunset
  • Topography of land: Level,Sloping

Lot

  • Features: Cleared,Interior Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Three or more Spaces
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Lightning
Inland Flooding
Landslide

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$369$4,428
Property Taxes $361$4,332
Electricity $420$5,046
Total$8,224$98,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,965/yr
40% on housing$246,720/yr
45% on housing$219,306/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,071This listing

vs Other Active Listings

Avg $/sqft

ZIP 96792$526
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96792$497
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,399,000
2026-03-13Price change$1,488,000
2025-10-24Listed for sale$1,599,000
2021-09-10Contingent$769,000
2021-09-04Listed for sale$769,000
2021-08-05Contingent$748,000
2021-07-21Listed for sale$748,000

For Sale by Agent

AgentTiare Lando
BrokerageeXp Realty

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