192 S Main St, Versailles, KY, 40383
About This Home
Prime location.....completely remodeled 1-bedroom apartment overlooking Main Street in downtown Versailles. Features a rear deck with a private parking space, additional public parking nearby, and a staircase leading to the street. Additional business, retail, or office floor space is located on the first floor with promising rental income opportunities. Renovations were completed by the owners with painstaking attention to detail; there are no updates or improvements needed. Pictures and documentation are available to review all stages of the renovation project. Call for a tour of this first-class property in a growing community.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Roof: Rubber
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Den
- Level: Second
Features
- Finished area below ground: 0
- Finished area above ground: 1,600
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Kitchen
- Level: Second
Kitchen
- Level: First
Laundry
- Level: Second
Office
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 30500801300
Features
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 1,742 sqft
- Lot size dimensions: 15' x 125'
Parking
- Total spaces: 1
- Parking features: On Street,Entry Front,Entry Rear
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,463 | $41,556 |
| Home Insurance * | $304 | $3,648 |
| Property Taxes | $552 | $6,624 |
| Electricity | $154 | $1,850 |
| Total | $4,473 | $53,676 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Listed for sale | $685,000 |
| 2024-01-06 | Listing removed | -- |
| 2023-08-16 | Price change | $585,000 |
| 2023-07-13 | Listed for sale | $615,000 |
| 2016-07-05 | Sold | $86,500 |
View on Zillow