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15-1074 Pilikai Rd, Keaau, HI, 96749

4beds
3baths
2,400sqft
$635,000
$265price/sqft
$5,208/moest. monthly cost
$208,320/yrincome needed

About This Home

Video Tour: https://show.tours/v/mFvp78K Set on a paved road in the highly sought-after sunbelt of Kaloli Point in Hawaiian Paradise Park, this duplex-style home is just a few minutes’ walk to the majestic cliffs overlooking the Pacific. The upper and lower living areas are completely separate, offering a unique opportunity for either floor to be used as a long-term rental, a hosted vacation rental, or a private space for extended family. Upstairs, inside the partially screened-in porch, French doors open to a bright living space showcasing rich hardwood floors and an inviting floorplan, featuring the primary suite, as well as a second room that can be used as a guest room, an office, or a craft room. The primary offers an en suite with an oversized soaking tub, a large walk-in closet, and its own access to the wrap-around lanai, while the second room and an additional bathroom ensure plenty of space and privacy. On the opposite side of the home is the spacious galley kitchen with newer appliances, as well as a bonus room that overlooks the back yard and can serve as a pantry, a screened-in dining room, or simply a place to relax and watch the birds outside. Downstairs presents a bright and inviting living space with two generously sized bedrooms, kitchen and dining areas, a living room, and a full bath. Washer and dryer hookups off the kitchen area add convenience, while the back door opens to a fenced yard and exterior stairs to the upper level, creating separation and flexibility between the two spaces. But wait - there’s more! Save on rising electric costs with the 18 leased solar panels; current owners pay approximately $19/mo to HELCO and approximately $175/mo to SunRun. Buyer to apply for transfer of solar lease after initial inspection period is complete.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Keaau Elementary SchoolGrades PK-55.4 mi
5/10
Keaau Middle SchoolGrades 6-85.6 mi
3/10
Keaau High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Hook-ups Available

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 3150621050000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Fairly Level

Lot

  • Lot size: 0.50 Acres
  • Features: Corner Lot,Grassy

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$200$2,400
Property Taxes $1,026$12,312
Electricity $772$9,274
Total$5,208$62,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,560/yr
40% on housing$156,240/yr
45% on housing$138,880/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 96749$320
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96749$366
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$650,000
2021-05-26Sold$452,000
2021-03-22Contingent$450,000
2021-03-16Listed for sale$450,000
2009-05-11Sold$224,900
2000-01-14Sold$110,000

For Sale by Agent

AgentAndrea Engleman
BrokerageHokulani Realty LLC

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