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137 Kuakolu Pl, Hilo, HI, 96720

4beds
2baths
1,688sqft
$649,000
$384price/sqft
$4,107/moest. monthly cost
$164,280/yrincome needed

About This Home

Set in the cooler elevations above Hilo, this updated 4-bedroom residence is located in the well-established Kaumana area, offering a balance of privacy, convenience, and a lush tropical environment. Recently refreshed with interior and exterior improvements including new paint and renovations, the home is move-in ready while retaining its island character. Inside, vaulted open-beam ceilings add warmth and architectural interest, while the generous kitchen provides ample workspace and storage for everyday living or entertaining. The outdoor areas feature mature tropical plantings, a tranquil water feature, and an impressive lava rock wall along the front of the property that adds to the home’s curb appeal. Community & Location Highlights: • Pleasant cooler climate at higher elevation • Short drive to Hilo town, beaches, and bayfront areas • Convenient access to grocery stores, restaurants, schools, and healthcare • Established residential neighborhood with larger lots and greenery • Nearby scenic drives, hiking trails, waterfalls, and outdoor recreation • Accessible to Saddle Road for cross-island travel • Recently renovated and painted • 4-bedroom floor plan • Open-beam ceiling design • Spacious kitchen area • Mature landscaping • Backyard pond feature • Photovoltaic system in place The property has an existing leased Sunrun photovoltaic system consisting of 24 panels with an estimated 6.1 kW capacity. According to Sunrun, the lease payment is approximately $206 per month under a 20-year agreement that originated in 2014. Lease transfer to Buyer to occur during escrow. Some improvements may not match county records. Buyers are advised to independently verify all material facts, including permitting status, improvements, and square footage. Property is being offered in AS-IS condition. S

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
Kaumana Elementary SchoolGrades PK-61.8 mi
8/10
Hilo Intermediate SchoolGrades 7-85.1 mi
6/10
Hilo High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave Hood,Range,Refrigerator,Washer/Dryer Stacked

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Vaulted Ceiling(s)
  • Window features: Blinds
  • Flooring: Carpet
  • Fireplace features: Electric
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,688
  • Total interior livable area: 1,688 sqft

Property

Details

  • Parcel number: 3250540020000
  • Zoning: RS-15
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Stone

Lot

  • Lot size: 0.34 Acres
  • Features: Landscaped

Parking

  • Parking features: Attached,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Volcanic Activity
Earthquake
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$186$2,232
Property Taxes $97$1,164
Electricity $543$6,522
Total$4,107$49,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,811/yr
40% on housing$123,210/yr
45% on housing$109,520/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 96720$442
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96720$466
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$630,000
2026-08-04Price change$640,000
2026-07-11Price change$649,000
2026-06-23Price change$675,000
2026-05-29Listed for sale$695,000
2025-10-13Sold$440,000
2025-08-18Contingent$440,000
2025-08-05Price change$440,000
2025-07-18Price change$460,000
2025-07-01Price change$479,000
2025-06-24Listed for sale$499,000
2004-06-23Sold$178,000

For Sale by Agent

AgentArthur Pavliska
BrokerageColdwell Banker Island Properties - Hilo

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