257 Camillia Ln, Pt Charlotte, FL, 33954
About This Home
Exceptional investment opportunity in the heart of Port Charlotte - ideal for investors, owner-occupants, or multi-generational living. This duplex features two 2-bedroom, 1-bath units, offering a functional layout and strong rental potential in a high-demand area. This well-maintained property includes updated kitchens with granite countertops, tiled flooring throughout (no carpet), and updated bathrooms. The new metal roof was installed in 2025, and Unit A includes a new water heater installed in 2026, providing added value and reduced near-term maintenance costs. Separate electric and water meters allow for easy management and maximize rental efficiency. Each unit offers a private entrance, enclosed porch, and covered parking. The spacious lot provides additional outdoor space, and the property is located in a non-flood (X) zone, helping reduce insurance costs. Conveniently located near shopping, dining, schools, and major roadways, with easy access to Gulf beaches, boating, and fishing. Whether you are looking to generate immediate rental income, live in one unit while renting the other, or expand your portfolio, this property offers flexibility and long-term potential. Do not miss this income-producing opportunity in a growing Southwest Florida market.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Block,Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Stone Counters,Thermostat
- Window features: Blinds,Window Treatments
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,140
- Total interior livable area: 1,540 sqft
Property
Details
- Parcel number: 402103281002
- Zoning: RMF10
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Screened
- Exterior features: Lighting,Private Mailbox
Lot
- Lot size: 9,999 sqft
Parking
- Total spaces: 2
- Parking features: Covered,Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $291 | $3,492 |
| Property Taxes | $227 | $2,724 |
| Electricity | $197 | $2,366 |
| Total | $2,358 | $28,296 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $325,000 |
View on Zillow