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109 Creek Ridge Dr, Meridianville, AL, 35759

4beds
3baths
2,027sqft
$299,500
$148price/sqft
$2,037/moest. monthly cost
$81,480/yrincome needed

About This Home

Welcome HOME! Better than new This one truly checks all the boxes — an open layout, thoughtful upgrades, and a warm, cared-for feel that greets you the moment you walk in. The living spaces flow effortlessly for everyday living and entertaining, while the primary suite features a spacious walk-in closet and a relaxing private bath. Major updates include a new Class 4 impact-resistant roof, gutters with leaf filters, an epoxy-coated 3-car garage, and. MORE (full upgrade list attached). Conveniently located near shopping, dining, and everyday essentials, this beautifully maintained, move-in-ready home is ready to welcome you! Call your favorite Realtor & schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
5/10
7/10
Hazel Green High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Disposal,Other,Electric Water Heater

Bedroom2

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet
  • Level: First
  • Area: 216

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet
  • Level: First
  • Area: 132

Bedroom4

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet
  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Features: 9’ Ceiling,LVP
  • Level: First
  • Area: 88

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,027 sqft

Kitchen

  • Features: 9’ Ceiling,Eat-in Kitchen,Kitchen Island,Pantry,Smooth Ceiling,LVP
  • Level: First
  • Area: 198

Laundry Room

  • Features: 9’ Ceiling,LVP
  • Level: First
  • Area: 42

Living Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Kitchen Island,LVP
  • Level: First
  • Area: 324

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet,Double Vanity,Walk-In Closet(s)
  • Level: First
  • Area: 208

Property

Details

  • Parcel number: 0804170000011006
  • Other equipment: Other

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Curb/Gutters,Sidewalk,Sprinkler Sys

Lot

  • Lot size: 0.31 Acres

Parking

  • Parking features: Garage-Three Car,Garage-Attached,Garage Door Opener,Garage Faces Front

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$186$2,232
Property Taxes $97$1,164
Electricity $240$2,881
Total$2,037$24,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,840/yr
40% on housing$61,110/yr
45% on housing$54,320/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 35759$144
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35759$152
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$310,000
2026-02-26Price change$315,000
2026-01-13Price change$325,000
2025-11-06Listed for sale$330,000
2020-07-22Sold$232,840

For Sale by Agent

AgentSavana Price
BrokerageLeading Edge RE Group-Gtsv.

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