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71 Woodlake Ct #A, Lake Saint Louis, MO, 63367

3beds
1baths
1,216sqft
$179,900
$148price/sqft
$1,298/moest. monthly cost
$51,920/yrincome needed

About This Home

This is a tenant occupied 2-bedroom, 1.5 bedroom townhouse with a possible 3rd bedroom in the finished lower level. This property has full Lake St Louis lake rights. Do not disturb tenant. No showings without an accepted contract.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
7/10
9/10
Timberland High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1984

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,216 sqft

Property

Details

  • Parcel number: 40019582906000A.0000000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 566.28 sqft
  • Features: Cleared
  • Lot size dimensions: 570

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$90$1,080
Property Taxes $158$1,896
Electricity $141$1,693
Total$1,298$15,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,502/yr
40% on housing$38,940/yr
45% on housing$34,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$182
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$179,900
2026-07-15Pending sale$179,900
2026-06-17Listed for sale$179,900
2026-04-23Pending sale$179,900
2026-03-20Listed for sale$179,900
2021-01-12Listing removed--
2020-12-03Listed for rent$1,300

For Sale by Agent

AgentBob Canaday
BrokerageTop Real Estate Professionals, Inc.

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