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628 15th St, Lake Charles, LA, 70601

2beds
1baths
778sqft
$97,900
$126price/sqft
$1,001/moest. monthly cost
$40,040/yrincome needed

About This Home

Explore this charming two-bedroom, one-and-a-half-bath home offering 778 square feet of thoughtfully updated living space with its convenient location close to downtown. Step inside to find a bright open floor plan that blends living, dining, and kitchen areas with beautiful wood floors and plenty of natural light. The fresh interior paint throughout creates a clean, inviting feel, and the layout maximizes every inch of space for comfortable everyday living. The kitchen has been completely refreshed with updated cabinetry, granite countertops, and stainless-steel appliances including an electric range and refrigerator. A dedicated laundry room offers added functionality with overhead storage. Both bathrooms have been modernized from top to bottom with stylish new fixtures, updated vanities, and a sleek tub-shower combo that gives the space a like-new appearance. The half bath off the hallway adds convenience for guests and daily living. Outside, the home sits on a well-kept lot with a spacious fenced backyard and mature shade tree — ideal for entertaining, relaxing, or creating your own outdoor retreat. The covered front porch offers a welcoming entry and space to enjoy quiet mornings or evenings. The property features vinyl siding for easy maintenance and a concrete driveway for off-street parking. Important updates provide peace of mind, including a roof and central HVAC system replaced in 2020. The home is located in Flood Zone X, meaning no flood insurance is required. Whether you’re a first-time homebuyer, downsizing, or an investor looking for a turnkey rental, this property is an excellent opportunity. With its manageable size, efficient layout, and move-in-ready condition, it offers the perfect balance of affordability, convenience, and comfort. The seller reserves Lake Charles Title for closing. Schedule your private showing today to experience this beautifully updated home and see why it’s a smart choice for anyone seeking value and location in the heart of Lake Charles. Seller will also owner finance with 10 percent down payment.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
4/10
Oak Park Middle SchoolGrades 6-81.6 mi
2/10
Lagrange High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1970

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom

  • Level: Lower
  • Area: 60
  • Dimensions: 10 x 6

Bedroom

  • Level: Lower
  • Area: 90
  • Dimensions: 10 x 9

Bedroom

  • Level: Lower
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Recessed Lighting
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 778
  • Total interior livable area: 778 sqft

Kitchen

  • Level: Lower
  • Area: 168
  • Dimensions: 11.5 x 14

Laundry

  • Level: Lower
  • Area: 30
  • Dimensions: 5 x 6

Living Room

  • Level: Lower
  • Area: 224
  • Dimensions: 14 x 16

Property

Details

  • Parcel number: 00284971
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Spa features: None
  • Fencing: Privacy,Wood,Fenced

Lot

  • Lot size: 5,227 sqft
  • Features: Back Yard,Front Yard,Irregular Lot
  • Lot size dimensions: 53 x 120

Parking

  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $495$5,940
Home Insurance *$321$3,852
Property Taxes $38$456
Electricity $147$1,773
Total$1,001$12,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,320/yr
40% on housing$30,030/yr
45% on housing$26,693/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 70601$87
Calcasieu Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70601$72
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$99,900
2021-03-24Listing removed--
2019-05-07Listing removed$950
2019-04-02Listed for rent$950
2019-03-01Listing removed$950
2019-01-29Listed for rent$950

For Sale by Agent

AgentRobbie Ingle
BrokerageColdwell Banker Ingle Safari R

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