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20 Masters Ct #20, Palm Coast, FL, 32137

1beds
2baths
912sqft
$179,000
$196price/sqft
$1,381/moest. monthly cost
$55,240/yrincome needed

About This Home

Purchase this home, if YOU Are Not Satisfied, We'll SELL IT FOR FREE! *First Responders and Military Members Ask About our Appreciation Discount! Exclusive offer...Purchase this home with FHA 0% DOWN or VA 0% DOWN available for those who qualify. RATE BUYDOWN OPTIONS AVAILABLE! For information on these exclusive offers, call the listing agent directly see the info below. Welcome to this beautifully updated 2nd-floor condo in the desirable Fairways community! Ideally situated in a prime location backing to the Palm Harbor Golf Course, this unit offers peaceful golf course views and easy access to miles of scenic walking paths, plus it's just minutes from the beach, shopping, and dining. This bright and spacious 1-bedroom condo features a versatile den separated by a stylish barn door-perfect for a home office, guest room, or flex space. New luxury vinyl tile flooring and fresh interior paint enhance the open, airy feel throughout. The fully remodeled kitchen (2023) boasts granite countertops, new solid wood cabinets with soft-close drawers, and stainless steel appliances. The primary suite includes a large walk-in closet, access to the rear Florida room, and a beautifully renovated bathroom with dual vanity sinks, granite counters, and a spacious walk-in shower. The guest bathroom has also been tastefully updated in 2023. Enjoy relaxing in the tiled Florida room overlooking the golf course-an ideal spot for morning coffee or evening unwinding. Additional features include a convenient stackable washer and dryer and a newer HVAC system (2017). Residents of the Fairways community enjoy amenities including tennis courts, a clubhouse, and a heated pool, plus internet and high-speed cable are included. Offered turnkey and move-in ready, this condo is the perfect full-time residence, vacation getaway, or investment opportunity! 24-Hour Open House! Call us today for open house times! Exclusive Benefits Just for You! Enjoy peace of mind with our 12-month Home Warranty, a $500 lender credit, $100 home inspection credit.and a 12-month Satisfaction Guarantee: Love this home or we'll sell it for free*! First-time responders and military members-ask about our appreciation discount! Don't get stuck owning two homes-Buy This Home, We Will Buy Yours! Ready to discuss this incredible opportunity? Call the listing agent or visit our website for a free report on how this exclusive offer works. FHA 0% Down financing available to those who qualify. Don't miss out on your dream home-contact us today! *All products and values are subject to the buyer becoming a VIP buyer to qualify for benefits and products. Buyer and agent must agree on all terms.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
5/10
Matanzas High SchoolGrades 7,9-123.5 mi
6/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Stock Cooperative

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Laundry
  • Flooring: Carpet,Linoleum,Vinyl
  • Finished area above ground: 912

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 0711317099000600202
  • Lease amount: 0

Lot

  • Lot size: 871.20 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$166$1,992
Property Taxes $113$1,356
Electricity $197$2,366
Total$1,381$16,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,348/yr
40% on housing$41,430/yr
45% on housing$36,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$243
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$195,000
2023-01-06Pending sale$169,000
2023-01-05Price change$169,000
2022-12-20Price change$179,000
2022-12-10Price change$199,000
2022-12-05Price change$215,000
2022-11-18Listed for sale$225,000
2022-01-13Sold$169,000
2021-02-23Listing removed--
2021-01-17Pending sale$145,000
2021-01-15Listed for sale$145,000
2019-04-02Listing removed$122,900
2019-03-30Listed for sale$122,900
2017-07-06Listing removed$104,000
2017-06-29Price change$104,000
2017-06-15Listed for sale$99,900

For Sale by Agent

AgentJesse Warmka
BrokerageYour Home Sold Guaranteed Realty - Jesse Warmka Team

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