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968 Richmond Dr #2, Fort Collins, CO, 80526

2beds
3baths
1,773sqft
$450,000
$254price/sqft
$2,852/moest. monthly cost
$114,080/yrincome needed

About This Home

PRICE IMPROVEMENT!! Seller says make offer and update to your taste for this Rare Opportunity in a Quiet Fort Collins Enclave! Cherished by a single owner for 36 years, this meticulously maintained patio townhouse offers the perfect blend of peaceful privacy and urban convenience. Nestled in a highly sought-after community where properties rarely hit the market, you are just minutes from Colorado State University, Horsetooth Reservoir, and vibrant downtown Fort Collins. Inside, the light-filled main level boasts fresh paint, brand-new carpet, soaring vaulted ceilings, and a cozy sunken living room anchored by a wood-burning fireplace. Open the patio door to your own private outdoor oasis, surrounded by mature, park-like landscaping. The kitchen is fully equipped with premium appliances, including a newer Jenn-Air downdraft range. Upstairs, a versatile open loft makes the ultimate work-from-home office. The primary suite features vaulted ceilings, a walk-in closet, and a dual-vanity en-suite bath. The spacious second bedroom sits adjacent to another full bath. The standout feature is the bright basement. Formally used as a professional art studio, this space features an egress window, built-in desk, storage, secondary appliances, and rough-in plumbing ready to finish a third full bathroom. Complete with an insulated two-car garage and central AC paired with an eco-friendly attic fan, this turnkey, move-in condition home is ready for its next chapter.

Getting Around

45
WalkingCar-Dependent
31
TransitSome Transit
87
BikeVery Bikeable

Schools

9/10
Beattie Elementary SchoolGrades PK-50.6 mi
5/10
Blevins Middle SchoolGrades 6-81.7 mi
8/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Composition

Type & Style

  • Home type: Townhouse
  • Architectural style: Patio Home
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Range,Down Draft,Self Cleaning Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Sink,Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished,Radon Unknown

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Features

  • Separate Dining Room,Cathedral Ceiling(s),Walk-In Closet(s)
  • Window features: Skylight(s),Window Coverings
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,293

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s),Whole House Fan

Interior Area

  • Total structure area: 1,293
  • Total interior livable area: 1,773 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Laundry

  • Level: Main
  • Area: 15
  • Dimensions: 3 x 5

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Upper
  • Area: 168
  • Dimensions: 12 x 14

Study

  • Level: Upper
  • Area: 132
  • Dimensions: 12 x 11

Property

Accessibility

  • Accessibility features: Low Carpet

Details

  • Parcel number: R1295853
  • Attached to another structure: Yes
  • Zoning: MMN
  • Special condition: Private Owner,Licensed Owner
  • Other equipment: Fireplace Tools Included

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Vinyl

Lot

  • Lot size: 5,227 sqft
  • Features: Cul-De-Sac,Deciduous Trees,Paved,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$196$2,352
Property Taxes $195$2,340
Electricity $186$2,232
Total$2,852$34,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,782/yr
40% on housing$85,560/yr
45% on housing$76,053/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 80526$189
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80526$253
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$424,900
2026-07-16Listed for sale$450,000
2015-01-13Listing removed$1,650
2014-12-12Listed for rent$1,650
2014-11-03Listing removed$1,800
2014-03-07Listed for rent$1,800

For Sale by Agent

AgentThomas Shockcor
BrokerageShockcor, INC.

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