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101 Franklin St, Crossville, AL, 35962

3beds
2baths
1,586sqft
$154,900
$98price/sqft
$1,213/moest. monthly cost
$48,520/yrincome needed

About This Home

This 3 bd/ 1 1/2, 1586 sq ft home is conveniently located steps from stores, schools, and restaurants. Enjoy the beautiful mature trees, almost an acre lot of land, and 20x20 out building for extra storage. Full brick with a new metal roof; natural gas heat, electric central heat and air, smooth ceilings, small crown molding, faces dead end street

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
Crossville Middle SchoolGrades 4-80.3 mi
2/10
Crossville High SchoolGrades 9-120.4 mi
2/10

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Crown Molding,Chair Rail,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 154

Bedroom3

  • Features: Ceiling Fan(s),Crown Molding,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s),Crown Molding,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 132

Family Room

  • Features: Chair Rail,Laminate Floor
  • Level: First
  • Area: 176

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Electric,Natural Gas,Wall Furnace
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 1,586 sqft

Kitchen

  • Features: Smooth Ceiling,Vinyl
  • Level: First
  • Area: 112

Living Room

  • Features: Ceiling Fan(s),Crown Molding,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 228

Property

Details

  • Parcel number: 2908340003010.000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.78 Acres

Parking

  • Parking features: Driveway-Dirt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$160$1,920
Property Taxes $30$360
Electricity $240$2,881
Total$1,213$14,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,588/yr
40% on housing$36,390/yr
45% on housing$32,346/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 35962$98
DeKalb County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 35962$109
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$154,900
2015-03-27Sold$52,500
2014-11-08Price change$59,900
2013-11-09Listed for sale$64,900

For Sale by Agent

AgentChrystal Lowery
BrokerageThe Real Estate Group

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