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4035 Al Highway 69, Guntersville, AL, 35976

2beds
1baths
1,140sqft
$240,000
$211price/sqft
$1,706/moest. monthly cost
$68,240/yrincome needed

About This Home

Spacious two bedrooms, one bath house conveniently located in the Guntersville City Limits. Near restaurants, grocery store, golf course, walking trails, City Recreation Center with tennis and racquetball courts etc., only 1/4 of a mile from nearest boat launch. New roof in 2026. Vinyl siding provides low maintenance. Covered carport protects your vehicle from the weather. Flat lot provides outside lawn for relaxing. House can be purchased fully furnished to include furniture, window coverings, appliances and linens. Must see to appreciate all that is offered. New roof June 2026.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Brindlee Mt High SchoolGrades 6-123.9 mi
5/10
Grassy Elementary SchoolGrades PK,3-55.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Tile
  • Level: First
  • Area: 36

Bedroom2

  • Features: Ceiling Fan(s),Tile
  • Level: First
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Tile
  • Level: First
  • Area: 100

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Natural Gas
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 1,140 sqft

Kitchen

  • Features: Tile
  • Level: First
  • Area: 110

Laundry Room

  • Features: Tile
  • Level: First
  • Area: 60

Living Room

  • Features: Ceiling Fan(s),Tile
  • Level: First
  • Area: 420

Master Bedroom

  • Features: Ceiling Fan(s),Tile
  • Level: First
  • Area: 169

Property

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.64 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport,Attached Carport,Driveway-Gravel
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$193$2,316
Property Taxes $60$720
Electricity $240$2,881
Total$1,706$20,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,491/yr
40% on housing$51,180/yr
45% on housing$45,493/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$239
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-26Listed for sale$240,000
2021-03-24Listing removed--
2013-11-16Listing removed$169,900
2013-05-20Listed for sale$169,900

For Sale by Agent

AgentRudy Cornelius
BrokerageMountain Lakes Real Estate,LLC

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