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91-2077 Kaioli St APT 1002, Ewa Beach, HI, 96706

3beds
3baths
1,455sqft
$876,900
$603price/sqft
$5,273/moest. monthly cost
$210,920/yrincome needed

About This Home

Luxury Golf Course Living with 2.75% VA Assumable Loan + $10K Buyer Credit Highly motivated sellers! Take advantage of a rare 2.75% VA assumable loan for qualified buyers. Seller is offering a $10,000 credit towards closing costs with a full price offer. Experience island living in this stunning townhome on the Hoakalei Golf Course, perfectly positioned to capture breathtaking sunset views. This spacious home features a ground-floor bedroom and full bath, ideal for guests or multi-generational living. Open-concept living and dining flow to a covered lanai and fenced yard, perfect for relaxing or entertaining. The modern kitchen includes new stainless steel appliances and a new microwave, plus a dedicated laundry room with new washer, dryer, and water heater. Upstairs, the primary suite offers a large private lanai and spa-like bath with soaking tub. A second ensuite bedroom adds comfort and privacy. Additional highlights include a new WiFi-enabled garage door system, along with three guest parking stalls located directly across from the unit. Fairways Edge resort like amenities include a pool, hot tub, walking paths, and BBQ areas. Close to beaches, shopping, and dining.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
6/10
Ewa Makai Middle SchoolGrades 6-80.1 mi
5/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2007

Materials

  • Construction materials: Double Wall,Masonry,Concrete,Steel Frame,Stucco

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Townhouse
  • Architectural style: Multi-Level
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Bedroom on Main Level,Full Bath on Main Level,Storage
  • Flooring: Ceramic Tile,Laminate

Interior Area

  • Total structure area: 1,711
  • Total interior livable area: 1,455 sqft

Property

Details

  • Parcel number: 1910120710002
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Spa features: Community
  • Has view: Yes
  • View description: Golf Course,Sunset
  • Frontage type: Golf Course

Lot

  • Features: Private,Yard

Parking

  • Total spaces: 2
  • Parking features: Covered,Garage,Two Spaces
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Earthquake

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,434$53,208
Home Insurance *$145$1,740
Property Taxes $226$2,712
Electricity $468$5,622
Total$5,273$63,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,788/yr
40% on housing$158,190/yr
45% on housing$140,613/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$603This listing

vs Other Active Listings

Avg $/sqft

ZIP 96706$604
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96706$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$885,000
2025-11-14Listing removed$885,000
2025-09-10Listed for sale$885,000
2025-08-26Listing removed$890,000
2025-06-30Price change$890,000
2025-03-08Listed for sale$899,000
2019-07-13Listing removed$3,100
2019-06-26Price change$3,100
2019-06-10Listed for rent$3,195
2018-12-11Listing removed$3,000
2018-11-17Listed for rent$3,000
2018-04-24Listing removed$3,000
2018-03-01Listed for rent$3,000
2015-08-03Listing removed$3,000
2015-06-30Price change$3,000
2015-06-16Price change$3,200
2015-05-28Listed for rent$3,300
2012-09-17Listing removed$489,000
2012-06-18Price change$489,000
2012-05-02Price change$499,000
2012-03-16Listed for sale$519,000

For Sale by Agent

AgentLori L Miano
BrokeragePacific International Realty

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