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10 John St, West Warwick, RI, 02893

4beds
2baths
2,370sqft
$349,999
$148price/sqft
$2,816/moest. monthly cost
$112,640/yrincome needed

About This Home

Zero Down. Zero Surprises. 100% Yours. Unlock the door to your future with an exclusive offer: Purchase this home and receive $3,500 back in closing cost credits OR lock in an exceptional financing rate of 5.44% APR with ZERO down payment available for those who qualify. --------------- The Home That Checks Every Box. There is something grounding about a home that has stood since 1930, and the moment you step inside this Rhode Island two-family, you feel the quiet confidence of a place built to last and ready to welcome the next chapter. --------------- 24-Hour Open House -- Call Today for Times! First responders and military members -- ask about our appreciation discount when you call. --------------- More Options Just for You! If this home isn't exactly what you're looking for, we have access to unlisted off-market properties, distress sales, new construction, and company-owned homes you won't find online. And if you're worried about owning two homes at once -- buy this home and we will buy yours. Call the listing agent or visit our website for a free report on how this exclusive offer works. Monthly payment: $1,974 @ 5.44% APR, 20% down, 30-year term, for those who qualify. Taxes and insurance not included. Rates as of June 2026. 0% down financing available to those who qualify. Closing cost credit and exclusive rate subject to buyer using seller's preferred lender.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

4/10
3/10
West Warwick High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Upside Down
  • Property subType: Multi Family

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Tile
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Gas,Zoned
  • Cooling features: Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,370 sqft

Property

Details

  • Lease amount: 0

Features

  • Stories: 2

Lot

  • Lot size: 3,458 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$166$1,992
Property Taxes $399$4,788
Electricity $482$5,792
Total$2,816$33,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,548/yr
40% on housing$84,480/yr
45% on housing$75,093/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 02893$193
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02893$259
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Price change$349,999
2026-05-28Listed for sale$369,999
2011-01-02Listing removed$250,000
2009-12-05Listed for sale$250,000

For Sale by Agent

AgentRachel Sanville
BrokerageYour Home Sold Guaranteed Realty, The Nathan Clark Team

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