505 Middle Top Loop, Maggie Valley, NC, 28751
About This Home
Perched above Maggie Valley at over 5,000 feet, this exceptional mountain retreat captures breathtaking long-range views, refined comfort, and effortless year-round living just minutes from town. Set within the sought-after Laurel Heights community, this home offers a rare combination of elevation, privacy, and accessibility—where layered mountain vistas stretch endlessly from nearly every vantage point. The main level welcomes you with a vaulted great room featuring warm wood ceilings, a stone fireplace, and expansive windows that frame the surrounding landscape. Designed for both relaxation and entertaining, the open-concept layout flows seamlessly into a well-appointed kitchen and dining area, all positioned to take full advantage of the views. Step outside to the covered deck—an ideal setting for morning coffee, sunset dinners, or simply taking in the cool mountain air and ever-changing scenery. The spacious primary suite offers a peaceful retreat, complete with an en-suite bath and private outlook over the mountains. Additional guest rooms and flexible living spaces provide comfort for family and visitors, while the lower level offers versatility for recreation, media, or potential rental use. Recent updates enhance both style and peace of mind, including a new architectural shingle roof, skylights, and exterior improvements completed in 2024. Whether you’re seeking a luxury mountain getaway, full-time residence, or income-producing investment, this property delivers on every level—with proximity to the Blue Ridge Parkway, Waynesville, Asheville, and year-round outdoor activities. A rare opportunity to own a true Smoky Mountain retreat with views, comfort, and convenience in perfect balance.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Gas Oven,Gas Range,Microwave,Refrigerator,Washer/Dryer
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Apartment,Basement Garage Door,Interior Entry,Partial,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Basement
Bathroom Half
- Level: Main
Bathroom Half
- Level: Basement
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
- Main level bedrooms: 2
Bonus Room
- Level: Basement
Dining Area
- Level: Main
Features
- Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry
- Window features: Insulated Windows
- Flooring: Carpet,Tile,Wood
- Fireplace features: Great Room,Wood Burning
- Finished area below ground: 1,106
- Finished area above ground: 2,405
Great Room
- Level: Main
Great Room
- Level: Basement
Heating & Cooling
- Heating features: Central,Forced Air,Propane
- Cooling features: None
Interior Area
- Total structure area: 2,405
- Total interior livable area: 3,511 sqft
Kitchen
- Level: Main
Kitchen
- Level: Basement
Laundry
- Level: Main
Loft
- Level: Upper
Office
- Level: Upper
Primary Bedroom
- Features: En Suite Bathroom
- Level: Upper
Property
Details
- Parcel number: 7697282432
- Zoning: res
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered,Deck,Other
- Has view: Yes
- View description: Long Range,Mountain(s),Year Round
Lot
- Lot size: 1.23 Acres
- Features: Level,Sloped,Views
Parking
- Total spaces: 2
- Parking features: Basement,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Haywood County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $293 | $3,516 |
| Property Taxes | $352 | $4,224 |
| Electricity | $327 | $3,924 |
| Total | $5,012 | $60,144 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $849,500 |
| 2026-04-14 | Price change | $899,500 |
| 2026-04-03 | Listed for sale | $949,500 |
| 2025-12-23 | Listing removed | $899,500 |
| 2025-06-06 | Listed for sale | $899,500 |
| 2024-11-20 | Listing removed | $959,500 |
| 2024-09-26 | Price change | $959,500 |
| 2024-07-25 | Price change | $969,500 |
| 2024-07-03 | Price change | $995,000 |
| 2024-06-21 | Listed for sale | $1,050,000 |
| 2012-12-01 | Listing removed | $400,000 |
| 2012-03-03 | Listed for sale | $400,000 |
| 2012-01-01 | Listing removed | $495,000 |
| 2011-07-29 | Listed for sale | $495,000 |
| 2011-01-06 | Listing removed | $495,000 |
| 2010-10-02 | Listed for sale | $495,000 |
| 2010-07-24 | Listing removed | $495,000 |
| 2010-04-25 | Listed for sale | $495,000 |
| 2009-12-26 | Listing removed | $550,000 |
| 2009-09-02 | Listed for sale | $550,000 |
| 2009-07-25 | Listing removed | $550,000 |
| 2008-06-10 | Listed for sale | $550,000 |
For Sale by Agent
View on Zillow