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5406 E Commons North Dr, Mooresville, IN, 46158

3beds
2baths
1,804sqft
$410,000
$227price/sqft
$2,770/moest. monthly cost
$110,800/yrincome needed

About This Home

NEVER LIVED IN! Feast your eyes on the delightful residence awaiting you at 5406 E Commons North DR, MOORESVILLE, IN! This single-family residence in the heart of Indiana is in great condition and ready to become your personal paradise. Imagine yourself as the master chef in a kitchen designed to inspire culinary masterpieces; the stone look countertops provide a luxurious workspace, while the shaker cabinets offer a stylish and functional storage solution; the kitchen peninsula is the perfect spot for casual dining or entertaining guests, all framed by elegant crown molding. The living room also features crown molding, offering a sophisticated touch for your relaxation or entertainment. Step into the bathroom and discover a private spa experience, complete with a walk-in shower that promises a refreshing start to your mornings or a soothing end to your days. The property boasts three bedrooms and two full bathrooms within its 1804 square feet of living area, offering ample space for relaxation and rejuvenation; outside, you'll find a porch ideal for sipping sweet tea and watching the world go by, and a patio perfect for outdoor dining and entertaining. This attractive property also occupies a generous 7275 square feet lot, all neatly contained on a single story, built in 2025. With its blend of comfort and style, this brand new residence is more than just a house; it's a place where memories are waiting to be made!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
8/10
Mooresville High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,MicroHood,Electric Oven,Refrigerator,Water Heater
  • Laundry features: In Unit,Laundry Room

Bedroom2

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Bedroom3

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Features

  • Attic Access,High Ceilings,Ceiling Fan(s),High Speed Internet,Pantry,Walk-In Closet(s)
  • Window features: WoodWorkStain/Painted
  • Attic: Access Only

Great Room

  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,804
  • Total interior livable area: 1,804 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: Main
  • Area: 35
  • Dimensions: 7x5

Master Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Sun Room

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Handicap Accessible Interior

Details

  • Parcel number: 550232270009000015
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Sprinkler System

Lot

  • Lot size: 7,405 sqft
  • Features: Close to Clubhouse,Rural - Subdivision,Sidewalks,Street Lights,Mature Trees,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$216$2,592
Property Taxes $297$3,564
Electricity $184$2,212
Total$2,770$33,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,971/yr
40% on housing$83,100/yr
45% on housing$73,866/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 46158$142
Morgan County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 46158$160
Morgan County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$410,000
2026-04-06Price change$420,000
2025-11-11Listed for sale$430,000
2025-10-24Sold$425,121
2025-10-24Pending sale$425,121

For Sale by Agent

AgentChristina Woods
BrokerageCarpenter, REALTORS®

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