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13340 Victoria Lake Rd, Rapid City, SD, 57702

5beds
--baths
4,454sqft
$14,950,000
$3,357price/sqft
$99,502/moest. monthly cost
$3,980,080/yrincome needed

About This Home

Listed by Ryan Kelly with Oak & Key Realty, LLC (605) 391-3203. Nestled among the rugged beauty of western South Dakota, this one-of-a-kind recreational retreat offers the perfect blend of adventure, nature, and luxury. This sanctuary is completely surrounded by Black Hills National Forest with approximately 4,100 ft of Rapid Creek flowing through this expansive property with creek frontage on both sides. This land is a Certified Tree Farm and has agricultural status. This exceptional property features a great house/lodge 2,920 sq ft, a guest cabin 1,014 sq ft, and a large 2-car garage with office space 520 sq ft, a full bathroom, and loft storage area. The guest cabin has a cozy upstairs loft with a half bath, and a full bathroom, kitchen, living room and dining area on the main level. The custom-built great house/lodge offers its own unique blend of charm and style. This beautifully crafted residence has 4 bedrooms, 3 full bathrooms, 1 three-quarter bathroom, and a 1-car garage. Its warm timber interior and picture-perfect views set the tone for elevated rustic living, thoughtfully designed with both luxury and practicality in mind. Step inside to a breathtaking great room, showcasing soaring ceilings, a dramatic floor-to-ceiling stone fireplace, hickory hardwood flooring, and Pella windows framing magnificent creek views, immersing you in the surrounding landscape and abundant wildlife that roams the property. It’s a peaceful place to unwind after exploring the property’s bountiful fishing, hunting, hiking, and recreation opportunities. For added adventure, the lodge also includes an impressive 32-foot climbing wall, a rare amenity ideal for year-round enjoyment. The property has access from both Victoria Lake Road to Sheridan Lake Road and from Highway 44 West, providing convenience and flexibility. Video link: https://youtu.be/PGyoldHFYG4

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
9/10
5/10
Stevens High School - 42Grades 9-125.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: A Frame/Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Electric-FS,Refrigerator

Bathroom

  • Features: Double Lavatory,Separate Lavatories,Shower and Tub,Shower Only,Tub Only

Bedrooms & Bathrooms

  • Bedrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Breakfast Bar,Combination

Features

  • Ceiling Fan(s),Master Bath,Vaulted Ceiling(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Fireplace(s)
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,454
  • Total interior livable area: 4,454 sqft

Property

Details

  • Parcel number: 3622200001
  • Other equipment: Satellite,Wood Burner

Features

  • Has spa: Yes
  • Spa features: Shower and Whirlpool Tub,Bath
  • Fencing: None
  • Has view: Yes
  • View description: Canyon,Creek/Stream,Hills,Lake,Meadow,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream,Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Horses can be raised: Yes

Lot

  • Lot size: 75 Acres
  • Features: Borders Stream,Level,Hills/Wooded,Rolling Slope,Horses Allowed

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,RV Access/Parking,Attached,Three Car
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Cold Wave
Hail
Lightning
Landslide
Tornado

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $75,595$907,140
Home Insurance $8,821$105,852
Property Taxes $14,746$176,952
Electricity $340$4,082
Total$99,502$1,194,024

Income You'd Need if You Spent...

35% on housing$3,411,497/yr
40% on housing$2,985,060/yr
45% on housing$2,653,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,357This listing

vs Other Active Listings

Avg $/sqft

ZIP 57702$248
Pennington County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 57702$205
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-14Listed for sale$14,950,000

For Sale by Agent

AgentRYAN KELLY
BrokerageOAK & KEY REALTY, LLC

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