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4058 Devon St, Bay Saint Louis, MS, 39520

1beds
2baths
1,034sqft
$298,000
$288price/sqft
$2,263/moest. monthly cost
$90,520/yrincome needed

About This Home

Waterfront living awaits in the Riverview Subdivision! This Deltec Homes round design offers high performance, efficiency, and a truly one-of-a-kind waterfront lifestyle. Located at the end of a peaceful street, the home showcases stunning water views and effortless access to the Jordan Rive. The spacious 1-bedroom layout includes a Murphy bed for guests and 2 full baths, with the flexibility to convert into 2 bedrooms if desired. Enjoy the outdoors with multiple porches—rear and dual front porches—plus a spacious ground-level patio and backyard, perfect for relaxing or entertaining. Featuring a new roof. All just minutes from everything Bay St. Louis has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
8/10
9/10
Bay High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range

Bathroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Main

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,034
  • Total interior livable area: 1,034 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Master Bedroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 134j040008.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Other
  • On waterfront: Yes
  • Waterfront features: Bayou,Seawall

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance *$402$4,824
Property Taxes $163$1,956
Electricity $192$2,304
Total$2,263$27,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,588/yr
40% on housing$67,890/yr
45% on housing$60,346/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$173
Hancock County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$298,000
2025-12-11Listed for sale$315,000
2025-12-11Listing removed$315,000
2025-08-05Price change$315,000
2025-06-10Listed for sale$325,000

For Sale by Agent

AgentJessica H Macaluso
BrokerageCompass

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