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491 Washington St, Harpers Ferry, WV, 25425

5beds
5baths
3,600sqft
$995,000
$276price/sqft
$6,230/moest. monthly cost
$249,200/yrincome needed

About This Home

The Olde White House Inn at 491 Washington St. in Harpers Ferry was built by the Federal government in 1837 and was known as Armory dwelling #135. The house is an excellent example of Victorian architecture with a wide rocking chair porch. This historic all brick home offers 5 bedrooms, 5 full bathrooms, and 3,455 sq ft of beautifully maintained living space, this home is truly one-of-a-kind—perfect as a primary residence, weekend retreat, or income-producing investment in one of West Virginia’s most sought-after destinations. Inside, you’ll find hardwood floors, three fireplaces, and a stunning blend of historic charm and modern upgrades. The updated kitchen and renovated bathrooms provide today’s convenience without sacrificing period character. Most furniture conveys, allowing for an easy turnkey transition. Outdoor living is exceptional with plenty of off-street parking (a rarity in Harpers Ferry) and a detached oversized one-car garage for additional storage or hobby space. Enjoy peaceful outdoor spaces and the convenience of being within walking distance to historic downtown Harpers Ferry, the National Park, shops, restaurants, hiking trails, and the rivers. This property has been lovingly maintained and is in excellent condition, offering an unmatched combination of history, space, location, and opportunity. All personal property conveys (except leather living room furniture). The property includes an additional lot with a structure already in place—ready for completion, offering tremendous potential for a guest house, studio, workshop, or future investment unit (buyer to verify permitted uses).

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10
Jefferson High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1837

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Stone,Brick,Wood Siding

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Dishwasher,Cooktop,Water Conditioner - Owned,Washer/Dryer Stacked,Stainless Steel Appliance(s),Disposal,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Dirt Floor

Bathroom1

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 55
  • Dimensions: 5 X 11

Bathroom2

  • Features: Flooring - Tile/Brick
  • Level: Upper
  • Area: 70
  • Dimensions: 7 X 10

Bathroom3

  • Features: Flooring - Tile/Brick
  • Level: Upper

Bedroom2

  • Features: Flooring - HardWood,Fireplace - Wood Burning,Window Treatments
  • Level: Upper
  • Area: 240
  • Dimensions: 15 X 16

Bedroom3

  • Features: Flooring - HardWood,Window Treatments
  • Level: Upper
  • Area: 210
  • Dimensions: 14 X 15

Bedroom4

  • Features: Flooring - HardWood,Window Treatments
  • Level: Upper
  • Area: 240
  • Dimensions: 15 X 16

Bedroom5

  • Features: Flooring - HardWood,Window Treatments
  • Level: Upper
  • Area: 210
  • Dimensions: 14 X 15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 1

Breakfast Room

  • Features: Flooring - Slate,Granite Counters,Breakfast Room,Crown Molding,Chair Rail
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Dining Room

  • Features: Flooring - HardWood,Fireplace - Wood Burning,Window Treatments
  • Level: Main
  • Area: 210
  • Dimensions: 15 X 14

Features

  • Floor Plan - Traditional,Eat-in Kitchen,Kitchen Island,Upgraded Countertops,Wainscotting,Breakfast Area,Chair Railings,Crown Molding,Primary Bath(s),Recessed Lighting,Plaster Walls,Dry Wall
  • Door features: Insulated,Storm Door(s)
  • Window features: Double Pane Windows,Insulated Windows,Stain/Lead Glass,Window Treatments
  • Flooring: Hardwood,Tile/Brick,Slate,Wood
  • Number of fireplaces: 3
  • Fireplace features: Mantel(s),Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,600

Foyer

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 240
  • Dimensions: 12 X 20

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Kitchen - Gas Cooking,Breakfast Bar,Breakfast Nook,Chair Rail,Granite Counters,Crown Molding,Flooring - Slate,Window Treatments
  • Level: Main
  • Area: 272
  • Dimensions: 16 X 17

Library

  • Features: Flooring - HardWood,Built-in Features,Window Treatments
  • Level: Main
  • Area: 210
  • Dimensions: 15 X 14

Living Room

  • Features: Flooring - HardWood,Fireplace - Wood Burning,Window Treatments
  • Level: Main
  • Area: 320
  • Dimensions: 20 X 16

Other

  • Features: Flooring - HardWood,Window Treatments
  • Level: Upper
  • Area: 77
  • Dimensions: 7 X 11

Primary Bathroom

  • Features: Flooring - Tile/Brick
  • Level: Upper
  • Area: 66
  • Dimensions: 6 X 11

Primary Bedroom

  • Features: Flooring - HardWood,Window Treatments,Walk-In Closet(s),Primary Bedroom - Sitting Area
  • Level: Upper
  • Area: 364
  • Dimensions: 13 X 28

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 052014600000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch,Deck
  • Exterior features: Extensive Hardscape
  • Fencing: Wood,Decorative
  • Has view: Yes
  • View description: Garden,Street,Trees/Woods

Lot

  • Lot size: 0.64 Acres

Parking

  • Total spaces: 2
  • Parking features: Storage,Garage Faces Side,Driveway,Private,Detached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$396$4,752
Property Taxes $431$5,172
Electricity $372$4,475
Total$6,230$74,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,600/yr
40% on housing$186,900/yr
45% on housing$166,133/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 25425$244
Jefferson County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 25425$206
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$995,000
2025-12-01Listed for sale$1,199,000
2023-03-27Listing removed--
2021-03-26Sold$760,000
2021-02-17Pending sale$785,000
2021-02-08Listing removed--
2020-11-15Pending sale$785,000
2020-10-30Listed for sale$785,000
2016-03-25Sold$529,900
2016-02-01Pending sale$529,900
2015-08-12Price change$529,900
2015-06-12Listed for sale$549,900

For Sale by Agent

AgentTrish Sanderson
BrokerageCrestar Realty LLC

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