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9859 S Dogwood Valley Road, Hardinsburg, IN, 47125

4beds
4baths
4,157sqft
$650,000
$156price/sqft
$4,714/moest. monthly cost
$188,560/yrincome needed

About This Home

Unlock exceptional value with this rare Hardinsburg estate—20 sprawling acres, two separate homes, and endless potential for $599,900. Priced to reflect its current condition, this property offers a compelling opportunity for a buyer ready to create immediate equity and tailor a truly one-of-a-kind property. Secluded and private, the setting provides a peaceful escape with wide-open space to enjoy, while the expansive acreage creates room for outdoor recreation, gardening, entertaining, or simply soaking in the quiet surroundings. The dual-living layout adds outstanding flexibility, whether you are looking for a primary residence with guest accommodations, a multi-generational living arrangement, or a smart setup with rental income potential. With both homes in need of TLC and cosmetic updates, this is a blank slate for a buyer with vision who wants to customize a property to fit their lifestyle. If you are looking for privacy, versatility, and strong upside, this is the perfect sweat equity opportunity. Bring your vision and schedule a showing today to experience the acreage and possibilities firsthand.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Modular/Prefab
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
  • Laundry features: Main Level,Laundry Room

Bedroom

  • Level: Second
  • Dimensions: 21.7 x 14.1

Bedroom

  • Level: Second
  • Dimensions: 9.3 x 19.7

Bedroom

  • Level: Second
  • Dimensions: 23.4 x 13.3

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13 x 11.4

Features

  • Bookcases,Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Home Office,In-Law Floorplan,Kitchen Island,Loft,Bath in Primary Bedroom,Main Level Primary,Open Floorplan,Pantry,Utility Room,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,468

Half Bath

  • Level: First
  • Dimensions: 5.0 x 5.3

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,468
  • Total interior livable area: 4,157 sqft

Kitchen

  • Level: First
  • Dimensions: 13 x 14.4

Living Room

  • Level: First
  • Dimensions: 13 x 17.4

Master Bedroom

  • Level: First
  • Dimensions: 13 x 17.8

Office

  • Level: First
  • Dimensions: 7.6 x 12.3

Other

  • Level: First
  • Dimensions: 13 x 11.8

Other

  • Level: Second
  • Dimensions: 9.3 x 5.3

Other

  • Level: Second
  • Dimensions: 5 x 8

Other

  • Level: First
  • Dimensions: 13 x 10.3

Other

  • Level: Second
  • Dimensions: 21.7 x 24.5

Other

  • Level: First
  • Dimensions: 18.8 x 37.5

Property

Details

  • Parcel number: 880201000012016017

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Above Ground,Pool
  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • Has view: Yes
  • View description: Park/Greenbelt,Scenic

Lot

  • Lot size: 20 Acres
  • Features: Cul-De-Sac,Secluded,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Faces Side,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Winter Weather
Cold Wave
Drought
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$575$6,900
Property Taxes $472$5,664
Electricity $381$4,572
Total$4,714$56,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,622/yr
40% on housing$141,420/yr
45% on housing$125,706/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 47125$98
Washington County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 47125$144
Washington County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$599,900
2026-07-01Listed for sale$650,000
2016-01-08Sold$225,000
2013-05-30Sold$203,000

For Sale by Agent

AgentBrett Mumaw
BrokerageRE/MAX FIRST

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