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35030 North Shore Drive, Mount Vernon, WA, 98274

1beds
1baths
708sqft
$639,000
$903price/sqft
$4,004/moest. monthly cost
$160,160/yrincome needed

About This Home

SELLER WILL LOOK AT ALL REASONABLE OFFERS! Private waterfront, unforgettable sunsets, and a dock that becomes the center of every summer day—this is Lake Cavanaugh at its best. Set along 45 feet of southwest-facing Lake Cavanaugh shoreline, this cedar-sided cabin embodies classic lake living. Spend your days on the water, then settle in each evening as the sun drops behind mountain and island views. Multi-level decks lead to a mix of sandy and rocky shoreline with easy lake access. Adding to its waterfront value, ownership includes the adjacent shorelands, a rare Lake Cavanaugh waterfront feature. The expansive private dock is designed for long summer days, featuring permanent seating and room to tie your boat. Inside, the cabin offers classic Lake Cavanaugh charm with warm, inviting living spaces. A finished basement provides additional sleeping space, a bathroom, and washer/dryer for added flexibility. Generous storage includes space beneath the lakeside deck and a large attached storage area at the upper level of the home with room for lake gear, tools, and more. Included is a separately deeded wooded lot across North Shore Drive with a fully inspected 2-bedroom septic system plus installed water and electrical connections. Recent updates include 2024: fully repiped water lines, new deck post supports & new toilet, 2025: updated railings and a new water pump. Private waterfront, a substantial dock, unforgettable sunsets, and usable shoreline—come enjoy the lake life!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
4/10
Cascade Middle SchoolGrades 7-817.4 mi
6/10

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2001

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tank,Water Heater Location: Enclosed on Lower Deck

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Three Quarter

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Stove/Free Standing,Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 708
  • Total interior livable area: 708 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: P66458
  • Zoning: RVR
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Dbl Pane/Storm Window,Fireplace,Water Heater
  • Has view: Yes
  • View description: Islands,Lake,Mountain(s),See Remarks,Territorial
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage length: Waterfront Ft: 45
  • Topography of land: Sloped,Steep Slope
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.38 Acres
  • Features: Dead End Street,Paved,Deck,Dock,Fenced-Partially,Outbuildings

Parking

  • Total spaces: 3
  • Parking features: Off Street
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$140$1,680
Property Taxes $484$5,808
Electricity $149$1,793
Total$4,004$48,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,280/yr
40% on housing$120,120/yr
45% on housing$106,773/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$903This listing

vs Other Active Listings

Avg $/sqft

ZIP 98274$284
Skagit County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98274$356
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$639,000
2026-06-18Listed for sale$659,000
1992-10-30Sold$72,500

For Sale by Agent

AgentGreta Geivett
BrokerageLake Cavanaugh Realty Inc.

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