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318 N 23rd Street, Mount Vernon, WA, 98273

2beds
3baths
1,133sqft
$415,000
$366price/sqft
$2,703/moest. monthly cost
$108,120/yrincome needed

About This Home

Hard to find end-unit townhome featuring two spacious primary suites, each complete with a private full bath and spacious closets. Offering 2 bedrooms, 2.5 baths, and 1,133 square feet, this home has a desirable and functional floor plan with an open-concept main level where the living room, dining area, and kitchen flow seamlessly together. Enjoy the comfort of brand-new carpet throughout and relax on the deck overlooking the backyard, backing to wooded open space. This property offers added privacy and a peaceful setting while being conveniently located near shopping, schools, parks, and other amenities.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
5/10
Mount Vernon High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Bath Off Primary
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Lower Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,133
  • Total interior livable area: 1,133 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Property

Details

  • Parcel number: P81409
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Second Primary Bedroom,Bath Off Primary,Dbl Pane/Storm Window,Fireplace,Vaulted Ceiling(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope

Lot

  • Lot size: 3,484 sqft
  • Features: Cul-De-Sac,Curbs,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully

Parking

  • Total spaces: 1
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Winter Weather

FEMA Declared Disasters in Skagit County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$87$1,044
Property Taxes $369$4,428
Electricity $149$1,793
Total$2,703$32,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,674/yr
40% on housing$81,090/yr
45% on housing$72,080/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 98273$282
Skagit County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 98273$311
Skagit County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$415,000
2019-03-21Sold$232,000
2019-02-19Pending sale$230,000
2019-02-01Listed for sale$230,000
2014-12-10Sold$137,000
2014-10-23Pending sale$136,000
2014-08-28Listed for sale$136,000
2014-02-05Listing removed$136,000
2013-11-23Listed for sale$136,000
2004-03-22Sold$143,950

For Sale by Agent

AgentMary Bremer
BrokerageWindermere RE/North Cascades

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