22989 Lake McMurray Lane #18, Mount Vernon, WA, 98274
About This Home
Welcome to your lakefront cottage in the charming McHaven neighborhood! This Stick-built modular is ready to make your vacation dreams a reality! A recreational 180 days per yr. neighborhood. An open eat-in kitchen w/window seat, living room surrounded with windows facing lake, bedroom w/large closet, rebuilt bath just waiting for your personal finishes, plus a detached bonus room w/loft perfect for guests. A covered deck w/ stunning lake views. The perfect spot to relax & unwind after a day of fishing or kayaking. Located in a quiet neighborhood this is perfect for those seeking a tranquil getaway. Additional amenities include a bath house w/coin laundry, 1 dock space & easy access to the public boat launch. Don't miss your chance to own a piece of paradise on Lake McMurray.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1994
Materials
- Roof: Composition
- Construction materials: Wood Siding
Notable Dates
- Major remodel year: 1994
Type & Style
- Home type: SingleFamily
- Architectural style: 1 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Stove(s)/Range(s),Dishwasher(s),Water Heater: Electric,Water Heater Location: Door is on outside in back of kitchen
Basement
- Basement: None
Bathroom Three Quarter
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Entry Hall
- Level: Main
Features
- Ceiling Fan(s)
- Window features: Dbl Pane/Storm Window
- Flooring: Vinyl,Carpet
Heating & Cooling
- Heating features: Wall Furnace,Electric
- Cooling features: None
Interior Area
- Total structure area: 435
- Total interior livable area: 435 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: P108914
- Zoning description: Jurisdiction: County
- Special condition: Standard
- Other equipment: Leased Equipment: Propane tank
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Vaulted Ceiling(s),Water Heater
- Has view: Yes
- View description: Lake,Territorial
- Has water view: Yes
- Water view: Lake
- Topography of land: Level
Lot
- Lot size: 1 sqft
- Features: Dead End Street,Dock,Outbuildings,Propane
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Ice Storm
- Volcanic Activity
- Coastal Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Skagit County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $38 | $456 |
| Property Taxes | $109 | $1,308 |
| Electricity | $149 | $1,793 |
| Total | $1,180 | $14,160 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $185,000 |
| 2026-03-03 | Pending sale | $185,000 |
| 2026-02-25 | Listed for sale | $185,000 |
| 2003-03-11 | Sold | $29,000 |
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