101 Welsley Way, Mount Sterling, KY, 40353
About This Home
A luxurious 6-bed, 3.5-bath estate with over 5,000 sq ft of finished living space, a 1,444 sq ft finished garage, and 800+ sq ft of covered porches on a manicured 1-acre lot. Located just a half-mile from I-64, the home boasts painted Meridian brick, 3,200+ sq ft of manufactured stone, and 1,000 sq ft of paver patios. Andersen 400-Series Woodwright windows, precast stone accents, and LED soffit lighting create stunning curb appeal. Inside, enjoy a 45-SEER geothermal system, smart thermostats, Rockwool insulation, and energy bills averaging just 207/month. The resort-style backyard features a heated 20x38 pool, hot tub, gas fire pit, pool bath, and 6' privacy fence. Chef's kitchen includes Kraftmaid cabinets, quartzite counters, Sub-Zero/Wolf/Cove appliances, and hidden pantry. Interior finishes include custom showers, tray ceilings, solid trim, and Poplar closet systems. Added luxuries: 4-car garage, security system, attic storage, tankless water heater, and premium fixtures throughout.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick Veneer,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Second
Bathroom4
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: First
Dining Room
- Level: First
Dining Room
- Level: First
Features
- Entrance Foyer,Walk-In Closet(s)
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 5,070
Heating & Cooling
- Heating features: Geothermal
- Cooling features: Geothermal
Interior Area
- Total structure area: 5,070
- Total interior livable area: 5,070 sqft
Kitchen
- Level: First
Living Room
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Office
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 0130000025.11
Features
- Levels: One and One Half
- Private pool: Yes
- Pool features: In Ground
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 0.99 Acres
Parking
- Total spaces: 4
- Parking features: Attached Garage,Driveway,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance * | $989 | $11,868 |
| Property Taxes | $1,593 | $19,116 |
| Electricity | $400 | $4,804 |
| Total | $11,830 | $141,960 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $1,750,000 |
| 2026-04-16 | Listing removed | $1,800,000 |
| 2026-03-18 | Price change | $1,800,000 |
| 2026-03-04 | Price change | $1,875,000 |
| 2026-01-01 | Listed for sale | $1,900,000 |
| 2026-01-01 | Listing removed | $1,950,000 |
| 2025-05-02 | Listed for sale | $1,950,000 |
| 2020-06-18 | Sold | $69,000 |
| 2020-06-15 | Pending sale | $75,000 |
| 2020-06-02 | Listed for sale | $75,000 |
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