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7273 Banner Road SE, Pt Orchard, WA, 98367

3beds
4baths
2,338sqft
$1,295,000
$554price/sqft
$7,879/moest. monthly cost
$315,160/yrincome needed

About This Home

Discover this freshly updated custom single-story 3-bedroom, 3-bath home offering timeless design, modern comfort, and outstanding flexibility. An inviting open-concept great room features abundant natural light, and seamless flow to the dining area and kitchen. Perfect for everyday living and effortless entertaining. The kitchen impresses a large island with seating, and stainless-steel appliances.The private primary suite includes a spacious bedroom, walk-in closet, and a beautifully appointed en-suite bath with dual sinks and a walk-in shower. Two additional bedrooms are generously sized, served by a well-finished full bath. A dedicated laundry/mudroom adds everyday convenience, while ample storage throughout keeps everything organized. Home is polished off with attached 3 car garage including an oversized third door for extra headroom.The 1024 sf detached garage includes dedicated 200-amp service, 10ft garage door, loft space for storage, finished recreational space, office and half bath. Ideal for home business, hobbies and toys. Imagine the possibilities!Outside, enjoy a landscaped yard with patio space and pavilion, ideal for outdoor dining and relaxation. Expansive level acreage allows for endless uses. Trail entrance to Banner Forest right across the street. Convenient access to HWY 16 and only 4 miles from the Southworth Ferry that travels to Seattle.This turnkey residence blends function and style in a highly livable layout—move right in and make it yours.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
7/10
South Kitsap High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1994

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 1994

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Den Office

  • Level: Garage

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Fireplace features: Wood Burning

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric,Propane,Wood
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,338
  • Total interior livable area: 2,338 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Garage

Rec Room

  • Level: Garage

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 15230230352003
  • Zoning: RR
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: Propane tank,Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Skylight(s),Walk-In Closet(s),Wired for Generator
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 2.17 Acres
  • Features: Open Lot,Paved,Cabana/Gazebo,Cable TV,Deck,Electric Car Charging,Outbuildings,Patio,Propane,RV Parking,Shop

Parking

  • Total spaces: 5
  • Parking features: Detached Carport,Attached Garage,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 5
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$271$3,252
Property Taxes $901$10,812
Electricity $159$1,919
Total$7,879$94,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$270,137/yr
40% on housing$236,370/yr
45% on housing$210,106/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$554This listing

vs Other Active Listings

Avg $/sqft

ZIP 98367$258
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98367$296
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$1,275,000
2026-07-10Listed for sale$1,295,000
1993-04-09Sold$37,000

For Sale by Agent

AgentConstance Kimble
BrokerageManette Real Estate Co.

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