105 Harvard Pl, Ruidoso, NM, 88345
About This Home
Retreat in the Pines! This cozy haven is nestled among tall pines, yet less than a mile from Ruidoso's Midtown shopping and dining. Perfect for family trips or a getaway with friends, this charming cabin combines rustic style with modern comforts. The upgraded kitchen, featuring beautiful granite countertops, flows into a welcoming living room with a large stone pellet fireplace --ideal for relaxing after a day of adventure. Step outside to enjoy a spacious wraparound deck, complete with a hot tub, where you can unwind, watch for wildlife, or lose yourself in a good book. The split bedroom design offers a spacious master suite with an ensuite bath and large closet, providing privacy and comfort. This property is Turnkey! Rental History. Make your appointment to see today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Other,Updated/Remodeled
- Year built: 1974
Materials
- Roof: Metal
- Construction materials: Cedar,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Gas Cooktop,Microwave,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Number of fireplaces: 1
- Fireplace features: Pellet Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Pellet Stove
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 1,428 sqft
Property
Details
- Parcel number: 4071064357318000000
- Zoning: R1
- Other equipment: None
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.28 Acres
- Features: Interior Lot
Parking
- Parking features: On Site
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $218 | $2,616 |
| Property Taxes | $175 | $2,100 |
| Electricity | $148 | $1,780 |
| Total | $2,507 | $30,084 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-21 | Listed for sale | $389,000 |
| 2020-11-24 | Sold | -- |
View on Zillow